Home Loan in Gurugram: Overview
Gurugram has witnessed rapid urbanisation in the last few decades. The city’s development policies have paved the way for the establishment of various industries in the fields of manufacturing, infrastructure, and IT. To help homebuyers realise their dream of owning a home in Gurugram, Bajaj Housing Finance offers sizeable Home Loans starting at competitive interest rates.
Home Loan in Gurugram: Features and Benefits
Interest Rate of 8.50%* p.a.
Salaried applicants can avail of a Home Loan at an attractive interest rate starting as low as 8.50%* p.a.
Easy Balance Transfer
Transfer your existing Home Loan to Bajaj Housing Finance with minimal paperwork and avail of a Top-up Loan of Rs.1 Crore* or higher, basis eligibility.
Flexible Repayment Tenor
Our flexible tenor of up to 40 years ensures comfortable repayment.
Zero Prepayment and Foreclosure Charges
No additional charges are levied on the prepayment or foreclosure of floating interest rate Home Loans for individuals borrowers.
Online Account Management
Through our customer portal, you can complete a range of functions online, such as downloading your SOAs or catching up with your delayed EMI payments.
Calculations Made Easier
Access the online eligibility calculator to check if you qualify for a Home Loan. Use the EMI calculator to estimate your EMIs for a given loan amount and tenor. You can also view your repayment schedule for a detailed breakdown of your EMIs.
Home Loan in Gurugram: Interest Rate
Bajaj Housing Finance Home Loans comes with attractive interest rates starting at 8.50%* p.a. for salaried applicants. To know more about our Home Loan interest rate in detail, click here.
Documents Required for a Home Loan in Gurugram
Applying for the Bajaj Housing Finance Home Loan is easy with minimal paperwork. You only need to submit the following documents***:
- KYC documents (including address and identity proof)
- Mandatory documents (PAN Card or Form 60)
- Income documents (based on your borrower profile such as salary slips and P&L statement)
- Bank account statements for the last 6 months
- Proof of business
- Passport-sized photograph
- Property papers such as Sale Agreement and Allotment Letter
***This list of documents is indicative, and you may be required to submit others during your application, if needed.
Eligibility Criteria for a Housing Loan in Gurugram
The eligibility criteria of Bajaj Housing Finance are easy to meet.
| Eligibility Criteria | Requirement |
|---|---|
| Citizenship | Salaried: Indians (including NRIs) Self-employed: Indians (residents) |
| Age | Salaried: 23 to 75 years** Self-employed: 25 to 70 years** |
| Work experience | Salaried: Minimum 3 years Self-employed: Minimum 5 years |
**The maximum age is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Step-by-Step Guide to Apply for a Home Loan in Gurugram
Get started with the application process right away with these simple steps:
- Visit our Home Loan application form.
- Enter your personal details, such as name, type of occupation, pin code, mobile number, and other personal details. Also, select your loan type.
- Proceed to generate and enter the OTP.
- Fill in the required details related to your property and finances.
- Submit the form.
Once you submit the application form successfully, our representative will get in touch with you shortly.
*Terms and conditions apply.
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