Home Loan in Gurugram: Overview

Gurugram has witnessed rapid urbanisation in the last few decades. The city’s development policies have paved the way for the establishment of various industries in fields such as manufacturing, infrastructure and IT. Not only has it emerged as a thriving business hub, but it has also earned the name Millennium City because of its burgeoning high-rise buildings, a sprawling network of wide roadways, smart parking systems and stringent pollution control measures.

To help home buyers realise their dream of owning a home in this flourishing city, Bajaj Housing Finance offers sizeable home loans in Gurugram starting at just 7.20%* for salaried and professional applicants.

Features of Bajaj Housing Finance Home Loan

  • Interest Rate of 7.20%*

    Salaried and professional applicants can avail of a home loan at attractive interest rates starting as low as 7.20* p.a.

  • Easy Balance Transfer

    Transfer your existing home loan to Bajaj Housing Finance with minimal paperwork and avail of a top-up loan of Rs.1 Cr* or higher, basis eligibility.

  • Online Account Management

    With our Customer Portal, you can complete a range of functions online, such as download SOAs.

  • Flexible Repayment Tenor

    Choose a tenor of up to 30 years as per your preference and affordability and ensure comfortable repayment.

  • Zero Prepayment and Foreclosure Charges

    No additional charges are levied on the prepayment or foreclosure of floating interest rate home loans.

  • Pradhan Mantri Awas Yojana Benefits

    First-time home buyers can benefit from an interest subsidy of up to Rs.2.6 lakh on meeting the PMAY eligibility criteria.

  • Calculations Made Easier

    Access the online eligibility calculator to check if you qualify for a home loan in Gurugram. Use the EMI calculator to find out which repayment model is the most suitable for you.

Home Loan Interest Rate, Fees, and Charges

Bajaj Housing Finance provides home loan with affordable interest rates starting at 7.20%* for salaried and professional applicants. To know more about our home loan interest rate, fees, and charges in detail, click Here.

Documents Required for Home Loan in Gurugram

Applying for the Bajaj Housing Finance Home Loan is easy with minimal paperwork. You only need to submit the following documents**:

  • KYC documents (including address and identity proof)
  • Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

**This list of documents is indicative, and you may be required to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Gurugram

Bajaj Housing Finance’s terms of eligibility for a home loan are easy to understand and meet. They include the following:

Eligibility Criteria Requirement
Citizenship for salaried and self-employed individuals Indian
Age Salaried: 23 to 62 years
Self-employed: 25 to 70 years
Upper age limit is considered as age at the time of loan maturity
Work experience Salaried: Minimum 3 years
Self-employed: Minimum 5 years
Minimum salary Salaried: Rs.30,000 to Rs.50,000
Self-employed: Rs.30,000 to Rs.40,000
(depending on the city of residence and age)

How to Apply for Home Loan in Gurugram

Get started with the application process right away with these simple steps:

  • STEP 1: Visit our online home loan application form
  • STEP 2: Enter your personal details, such as loan type, type of occupation, name, pin code, mobile number and other personal details.
  • STEP 3: Once you submit the application form successfully, our representative will get in touch with you shortly.