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Home Loan Starting 6.70%*


How to Apply for Loan Against Property

How to Apply for a Loan Against Property

To apply for a Bajaj Housing Finance Loan Against Property, simply follow the below steps after accessing our online application form

Step 1

Enter your income details so that we can offer you the deal that suits your financial condition the best

Navigate to the loan against property’s official page.

Step 2

Click on the ‘Apply loan against property’ button.

Step 3

Submit the form, and one of our executives will call you back to discuss your customised loan offer with you


The loan against property application process is easy and straightforward. But don’t forget to check the eligibility criteria before you initiate the mortgage loan process. This will facilitate quick loan approval and make the process hassle-free.

Bajaj Housing Finance Loan Against Property: Benefits

These pointers will walk you through the advantages of availing a Bajaj Housing Finance Limited Loan Against Property –

Benefit Description
High Loan amount Bajaj Housing Finance provides high value financing for both salaried and self-employed borrowers. Whether it is for high-end personal or business-related expenses, a Loan Against Property from us is sure to have you covered.
Zero restrictions on end-use Borrowers can use the sanctioned loan against property amount to meet any personal financial requirements, be it planning a wedding, enrolling for a college or university course abroad, or paying for medical treatment.

Borrowers can also use the loan amount to meet business expenses, such as purchasing a new office space, upgrading equipment, and purchasing high-end machinery.
Simple eligibility Borrowers must be residing Indian citizens. Salaried individuals between 23 and 62 years of age and self-employed individuals between 25 and 70 years of age with a property in any of BHFL’s listed locations can avail of a loan against property. Apart from this, your income and credit profile also play a role in deciding the approval of your application.
Flexible repayment tenor The Loan Against Property facility from Bajaj Housing Finance comes with a flexible repayment tenor of up to 20 years. Choose a tenor as per your affordability to ensure comfortable repayment.
Balance transfer and top-up facility The balance transfer facility allows individuals to transfer their existing Loan Against Property to Bajaj Housing Finance. Here, borrowers can also avail a sizeable top-up amount to meet miscellaneous expenses.
Prompt disbursal BHFL offers access to the sanctioned loan amount within 72 hours. Simple online application process, easy-to-meet eligibility criteria, and doorstep documentation help applicant get approval and gain access to funds quickly.

How to Check Your Loan Against Property EMI

Gaining an idea about the loan against property EMI in advance will help you to determine your loan repayment capability by enabling you to plan your monthly budget inclusive of the loan payout. One of the easiest ways to check your loan EMI and total interest payable is with the Bajaj Housing Finance Loan Against Property EMI calculator. All you need to do is enter basic details, such as:

  • Loan amount
  • Repayment tenor
  • Interest rate

The EMI calculator also helps you determine the overall cost of borrowing, enabling you to plan repayment accordingly. It also provides you a repayment schedule, giving you valuable insight into the loan’s repayment structure.

Mortgage Loan Calculator: Calculate your Mortgage Loan EMI


Total Interest Payable

Rs. 90,142

Total Payable

Rs. 9,90,142

EMI Amount

Rs. 82,512

How to Connect With Bajaj Housing Finance Customer Care

You can connect with Bajaj Housing Finance customer care in no time for loan related queries by following the below steps.

Step 1 – Visit the Bajaj Housing Finance official page.

Step 2 – Click on the desired loan product, say, loan against property.

Step 3 – Navigate to the bottom of the page.

Step 4 – Click on the ‘Contact Us’ button.

Step 5 – Once redirected to the ‘Contact Us’ page, you will find all the required details. 

You can reach out to a loan executive at Bajaj Housing Finance either through SMS or via missed call.

     A.  SMS Service

SMS <CODE> to 53010

Loan Product SMS Code
Loan against property for self-employed applicants LAP
Loan against property balance transfer for self-employed applicants LAPBT


     B. Missed Call Service

Service Call Number
For loan against property 7036222223