Leadership Team

Atul Jain

Atul Jain was appointed the Managing Director of Bajaj Housing Finance in 2022 after serving as the CEO of the Company for four years.

Over the last decade, he led key portfolios in Bajaj Finance Limited before taking over the reins of its mortgages arm, Bajaj Housing Finance Limited. During his time at BFL, Atul held numerous Senior Management roles, including those of the Chief Collections Officer and Enterprise Risk Officer.

Atul has an MBA in Finance and a work history spanning over two decades.

Jasminder Singh Chahal

Jasminder Singh Chahal joined as the President of Home Loans at Bajaj Housing Finance (BHFL) in August 2024, leading the Retail Home Loans vertical. He comes with over 23 years of experience in the Mortgage sector.

Jasminder's career began at ICICI Bank, where he honed his skills in housing finance, retail distribution, portfolio management, and risk management. He successfully led various teams and initiatives within the Bank and Mortgages division.

In his role at BHFL, Jasminder oversees Home Loan operations, with a strategic focus on leveraging technology and developing customer-centric processes to drive the division's growth to new heights.

Jasminder is a Commerce graduate and holds a Post Graduate Diploma in Business Management (PGDBM) from Symbiosis Institute of Management Studies. His academic background and extensive practical experience have equipped him with a deep understanding of the financial landscape and customer-centric strategies.

Pawan Bhansali

Pawan joined Bajaj Housing Finance in the year 2024 as the Senior Executive Vice President – Near Prime and Affordable Business. He also oversees the Rural and Emerging Business units.

At BHFL, he is at the helm of the strategic business unit that encompasses Near Prime and Affordable Housing, overseeing strategy, planning, and execution.

Pawan has previously worked with ICICI Home Finance Company Limited, where he was the Chief Distribution Officer. He is a Chartered Accountant and a Company Secretary by qualification.

Amit Sinha

Amit has been associated with the Bajaj Group for more than 14 years and is responsible for home loans and B2C functions at BHFL.

He holds a B. Com Degree from Delhi University and went on to complete a Post Graduate Program in Management from IMT Ghaziabad.

C.A. Vipin Arora

Vipin Arora was appointed as the Executive Vice President for Commercial Real Estate (CRE) and Loan Against Property (LAP) in 2023. Earlier he was the Group Business Head for the CRE and Affordable Housing verticals at Bajaj Housing Finance. In August 2022, he also took over the Retail Loan Against Property vertical.

Vipin has worked with several noted organisations such as ICICI Bank, Deutsche Post Bank HFC, Reliance Capital, and Dhanlaxmi Bank, apart from the Bajaj Group Companies. A seasoned mortgage professional, he has over 19 years of experience in Sales and Underwriting.

C.A. Niraj Adiani

Niraj is a Chartered Accountant with over 16 years of experience in the BFSI sector and commands expertise in the fields of banking, credit analysis and risk, decision support, and mortgages. He has also worked with other key players in the industry, such as ICICI Bank and HDFC Bank.

Kumar Gaurav

Gaurav began his journey with Bajaj Finance Limited in the Personal and Business Loan vertical. Over the course of his tenure at BFL, he also worked in the Loan Against Property and Mortgage Collections verticals and was made the Collections Head in 2016.

As the Executive Vice President – Debt Management Services, Gaurav steers a team of nearly 500 towards consistently delivering breakthrough business performances every year.

An IIM Alumnus, Gaurav completed his B. Com (Hons) from Delhi University and holds two MBAs.

C.A. Dushyant Poddar

Dushyant joined the company in 2018 and is responsible for the Developer Finance function.

He has previously worked with Citibank, N.A. Dushyant holds a bachelor’s degree in commerce from University of Calcutta, Kolkata and a post graduate diploma in management from Indian Institute of Management, Indore. He is a chartered accountant registered with the Institute of Chartered Accountants of India.

C.A. Gaurav Kalani

Gaurav Kalani was appointed the Chief Financial Officer of Bajaj Housing Finance in 2018 and has spent nearly 15 years with the Bajaj Group of Companies. A Bajaj veteran, Gaurav began his career in the group with Bajaj Auto in 2003 before moving to Bajaj Finserv.

In 2011, Gaurav moved to Bajaj Finance Limited to head product businesses such as Home Loans and Loans Against Property, along with Management Reporting. He was instrumental in designing several strategic plans for the Company, including the Annual Operating Plan (Budget) and Long-Range Plan, among other initiatives.

Since his move in 2018 as the CFO of the BHFL, Gaurav has played a significant role in driving key strategies, including Capital Raising, AOPs and LRS planning and execution, as well as managing investor relations.

Gaurav is a Chartered Accountant with over 20 years of experience in the sector.

Gagandeep Malhotra

Gagandeep heads the Credit and Operations department at Bajaj Housing Finance where he manages the Residential and Commercial Real Estate portfolio involving lending to Developers and HNIs. He also oversees Construction Finance, Lease Rental Discounting, and Loan Against Property.

In the past, he has worked at strategic and top-leadership positions with Citibank.

Gagandeep is a B.Tech in Electronics and Comm. from NIT, Kurukshetra and holds an MBA in Finance and Marketing from IIT Kanpur.

Anurag Jain

Anurag Jain was appointed the Chief Information and Technology Officer at Bajaj Housing Finance in 2018, before which he headed the Core Lending Projects vertical at Bajaj Finance Limited as a member of the Senior Management Team.

At BFL, Anurag was responsible for carving out the organisation's journey for Advanced Core Lending platform transformations from the legacy system. His key initiatives included defining the roadmap after evaluating multiple solutions, benchmarking the process to be future-ready. He tailored processes to meet business requirements, optimising efficiency and cost-effectiveness.

Since his move to BHFL, Anurag has been responsible for all technology, analytical, and business intelligence functions, which involve a wide variety of IT support systems.

Anurag is an IIM Calcutta alumnus, whose career spans over 25 years in the field, having also defined IT processes in other reputed global companies.

Sayantani Dutta

Sayantani joined Bajaj Housing Finance as the Chief of Human Resources and Administration in the year 2024. She is a versatile HR professional with 20+ years of experience in world-class organisations. In her role, she partners with businesses to steer the company’s people agenda.

Sayantani is a solution-driven HR partner who has handled the entire gamut of HR, ranging from Employee Development, Talent Management, Organization Design, and Rewards. She is an impactful leader and has delivered in a range of business cycles spanning massive growth, merger, and consolidation phases.

Sayantani has previously worked with Kotak Mahindra Bank. She holds an MBA in HR from XIMB, Bhubaneshwar.

Biraj Kumar Mishra

Biraj is the Chief Business Officer – Home Loans. He joined the company in 2022 and is responsible for the Home Loan – B2B function.

Biraj was previously associated with HDFC Bank Limited. He holds a bachelor’s degree in commerce (honours) from Ravenshaw College (Autonomous), Utkal University, Cuttack and a post graduate diploma in management from Institute of Business Administration and Training, Bhubaneshwar.

Alankrit Atal

Alankrit joined our company in 2019 and is responsible for the Pre-Qualified Mortgages function of the Company. He is the Senior Business Head – Pre-Qualified Mortgages.

Alankrit was previously associated with Barclays Investments & Loans (India) Limited. He has a bachelor’s degree in business administration from the University of Rajasthan.

Vijay Vikram Singh Solanki

Vijay joined the company in 2020 and is responsible for the Treasury function in the Company.

He has previously worked with JM Morgan Stanley Fixed Income Securities Private Limited and Khandwala Finances Limited.

Vijay holds a bachelor’s degree in engineering from Shivaji University, Kolhapur and a master’s degree in business administration from Institute for Technology and Management, Mumbai.

Biswaranjan Bastia

Biswaranjan Bastia has been with the Bajaj group since 2010. He joined BFL as a Regional Sales Manager and, today, he heads Insurance Services and Staffing Services for Bajaj Housing Finance.

Biswaranjan is a seasoned professional with 19+ years of experience in various corporates, including SREI. He holds a PGDM from XIM, Bhubaneswar, and a B.E. in Electrical engineering from VSSUT.

C.A. Naman Agarwal

Naman Agarwal heads the company’s internal audit function. In the past, he overlooked critical aspects under the Risk vertical. He is a Bajaj veteran with over 12 years of experience in the group, receiving much recognition and several accolades for his contribution, including two Excelsior Awards.

Naman is a Chartered Accountant and comes with over 18 years of experience in the Mortgages sector, having worked with ICICI Bank and Indiabulls in the past.

Amit Kumar Yadav

Before moving to Bajaj Housing Finance in 2022, Amit oversaw various Compliance frameworks in the insurance and sales verticals, among others, during his six-year tenure at Bajaj Finance Limited.

With a career that spans over 19 years, Amit Yadav’s experience spans several notable Compliance Regulatory roles. His expertise in the field includes Regulatory Insurance and Sales Compliance, Fraud Control, and Internal Audits.

Amit is a Business Economics (Hons) graduate from the Delhi University and has worked with numerous reputed organisations, such as American Express, Max Life Insurance, and Pramerica Life Insurance.

Neel Ravindra Shah

Neel Shah has been with the Bajaj group for 5+ years and was appointed as the Head of Marketing in 2021. He leads the company’s marketing, communication, branding, social media, and digital efforts, driving customer acquisition through different digital touchpoints.

Neel joined the Bajaj group as a Senior Manager for SME, COE, and has handled several projects since then, including Campaign and CIBIL Watch. Notably, he played an integral role in establishing and scaling the Digital Referral Program.

Neel comes with 10+ years of experience in diverse roles across the media and finance sectors. He holds an MBA in Finance from SCMHRD, along with an M.Com from the Ness Wadia College of Commerce. Neel firmly believes in leading by example — a trait that has helped him lead his team to take on greater challenges with a deeper sense of ownership.

Atul Patni

Atul Patni is the Company Secretary and Compliance Officer of our Company. He joined the company in 2022 and is responsible for the Secretarial function of the Company.

Atul Patni has over 13 years of experience in the financial sector, including over 10 years of experience in the banking sector. He was previously associated with AU Small Finance Bank Limited as a deputy company secretary and with IDBI Bank Limited as a manager.

He has passed the part III examination for bachelor’s degree (honours) in commerce and the LLB II Year (New Scheme) examination for bachelor’s degree in law, each from the University of Rajasthan, and a post graduate diploma in management with specialisation in finance from Institute of Rural Management, Jaipur.

He is a fellow member of the Institute of Company Secretaries of India. He also holds a post graduate diploma in securities law from Government Law College, Mumbai, and is a Chartered Associate of India Institute of Bankers certified by Indian Institute of Banking and Finance.

Rajendra Pandurang Daf

Rajendra is the Chief Information Security Officer of the Company. He joined the Company in 2022 and is responsible for the company’s Information Security function.

Rajendra was previously associated with KPMG Assurance and Consulting Services LLP and Bajaj Allianz Life Insurance Company Limited. He holds a bachelor’s degree in engineering from Amravati University, Amaravati.