Home Loan in Trivandrum: Overview
Trivandrum is an important IT hub in Kerala and a major contributor to the state’s software exports. It is also a centre for higher education and research, owing to the presence of several prominent institutions like the University of Kerala and the Indian Institute of Space Science and Technology (IIST). The capital city of Kerala, Trivandrum, has a flourishing real estate market with job opportunities generating an inflow of residents.
If you are looking to settle in Trivandrum, you can easily purchase your new home with funding from Bajaj Housing Finance. Get a substantial Home Loan in Trivandrum at a competitive interest rate basis your eligibility and application profile.
Home Loan in Trivandrum: Features and Benefits
Online Application Process
Easily apply for a Home Loan through our online application form. The documentation and verification process is swift and simple.
Nil Foreclosure or Part-Prepayment Charges
Home Loans availed at a floating rate of interest can be foreclosed or part-prepaid without any charges. This facility applies to individual borrowers.
Online Calculators
Check if you qualify for a Home Loan and how much you can avail with the Housing Loan Eligibility Calculator. Use the EMI calculator to arrive at a suitable loan amount, tenor, and monthly instalment.
Digital Account Management
Access your repayment schedule, Statement of Account, and other loan details anytime, anywhere with the online customer portal.
Easy-to-Meet Eligibility Criteria
Salaried, self-employed, and professional applicants can easily avail of a Home Loan by fulfilling the simple age, income, and other criteria.
Easy Refinancing
Transfer your existing Home Loan to Bajaj Housing Finance for a competitive rate of interest. You can also avail of a Top-up Loan with a Home Loan Balance Transfer.
Flexible Repayment Schedule
Pay EMIs that suit your income with a long, flexible tenor that stretches up to 32 years.
Home Loan in Trivandrum: Documents Required
Get your Home Loan approved by submitting these simple documents:
- Mandatory documents such as PAN Card or Form 60
- KYC documents
- Salary slips (for salaried and professional applicants)
- Bank account statements of the last 6 months
- Proof of business (for self-employed individuals)
- Passport-sized photograph
- Property papers
Note: This list of documents is indicative, and you may be required to submit others during your application, if needed.
Home Loan in Trivandrum: Eligibility Criteria
Meet the eligibility criteria listed below to avail of a Home Loan without hassles:
| Eligibility Criteria | For Salaried | For Self-Employed |
|---|---|---|
| Nationality | Indian (including NRI) | Indians (residents only) |
| Age | 21 to 75 years** | 23 to 70 years** |
| Work Experience | 3 years or more, employed with a public, private, or a multinational organisation | 3 years or more business continuity |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Home Loan in Trivandrum: How to Apply
Before applying for a Home Loan, you can check your eligibility by using the eligibility calculator. You can also use the EMI calculator to learn more about your ideal loan amount, repayment duration, and EMI calculation. Get started with a Home Loan by following these simple steps:
- Navigate to our application form.
- Select your occupation type and loan type from the available dropdown options and enter your PIN code.
- Enter your personal details.
- Enter the relevant property details.
- Submit the form.
Once you complete these steps, an executive will get in touch with you and ensure quick processing and disbursal of the loan amount.
*Terms and conditions apply.
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