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Chennai, the capital of Tamil Nadu, is one of the foremost cities in southern India in terms of economic development and cultural heritage. The city boats of a diversified economy propelled by the services, manufacturing, and automobile industries.
Flourishing economic growth has provided impetus to the city’s real estate sector, with many migrating there for opportunities. As someone looking to purchase a property instead of renting one, a home loan is your ideal solution. Not only do you get the funds needed, you also enjoy tax benefits.
Lower your home loan interest rate in Chennai by availing home loan balance transfer facility from Bajaj Housing Finance Limited. Lower your overall interest outgo towards the existing loan through hassle-free documentation.
Receive a high quantum top-up loan on the existing Home loan in Chennai on re-financing. There is no end-use restriction on the sanctioned loan amount. Use the additional fund to meet any personal or business-related requirements easily.
Enjoy a flexible repayment tenor of a maximum of 360 months. This helps to choose a repayment schedule that matches your repaying capability. Use a Chennai home loan EMI calculator to choose the best suited EMI and tenor combination.
Avail a home loan in Chennai through hassle-free documentation. All you need to submit is a few essential documents to access the required funds.
These facilities prove useful when you wish to repay your loan before the end of the tenor to lower the EMI burden. Bajaj Housing Finance Limited allows you to manage your loan smartly with these features without paying any additional charge.
First-time buyers can avail a home loan in Chennai under the PMAY Scheme. This affordable housing scheme allows eligible candidates to receive a subsidy on their housing loan interest.
Along with these, both salaried and self-employed applicants need to submit these common documents to initiate the verification process -
Note that applicants may be required to submit additional documents as and when directed by the financial institution.
To qualify for a housing loan, you should meet the below eligibility criteria.
To apply for a home loan with Bajaj Housing Finance, walk into any of our branches around India or apply online through our site.
Step 1: Go to our home loan application form
Step 2: Select your loan type and employment type
Step 3: Fill in the respective details in the fields, including monthly salary for salaried applicants or business vintage and annual turnover for self-employed applicants
Step 4: If you’re applying for a fresh home loan and have selected the property, enter the relevant property details
Once you submit all the details, a representative will call you and explain the next steps. In a nutshell, you will need to submit the requested documents and coordinate with our team for verification and approval.
efore you begin the application, don’t forget to check your home loan eligibility. This will help you know home much of a loan amount you can avail of, and thus, improve chances of approval.
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Last update on 11-Mar-2021
Now know your Home Loan Eligibility
Get additional top-up loan with Loan against property balance transfer
Now calculate your monthly EMI, instalments and rate of interest on the loan amount
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