Loan Against Property Eligibility Details_WC

Banner-Dynamic-Scroll-CockpitMenu_LAP

LAP_EligibilityAndDocumentsIntroduction_WC

Loan Against Property Eligibility and Documentation Details

The Bajaj Housing Finance Loan Against Property grants access to a sizeable loan sum at competitive interest rates to applicants who meet the eligibility criteria, making it the ideal financing solution for an array of personal and business expenses.

The Loan Against Property eligibility criteria are easy-to-meet and the documentation requirements are minimal. Once an applicant satisfies both parameters, their loan application can be approved in just 24 hours*. Speedy approvals ensure quick disbursal, helping you address your pending expenses with haste.

Loan Against Property Eligibility Details _WC

Loan Against Property Eligibility Details

Bajaj Housing Finance extends Loans Against Property to salaried, professional, and self-employed applicants at attractive rates. Ensure that you meet the prescribed Loan Against Property eligibility criteria to benefit from all that the loan has to offer.

Eligibility Parameters Salaried and Professional Applicants Self-Employed Applicants
Nationality and Citizenship Applicants must be residing Indian citizens with a property located in a city we operate in Applicants must be residing Indian citizens with a property located in a city we operate in
Age** Applicants must be aged between 28 to 58 years Applicants must be aged between 25 to 70 years
Employment Record Applicants should be employed by a public/private firm or an MNC for at least 3 years Applicants should have a vintage of at least 5 years at their current business

**The upper age limit is considered as the age at the time of loan maturity.

AllLoanAgainstPropertyCalculators_WC

Loan Against Property Documentation Requirements_WC

Loan Against Property Documentation Requirements

Just like the eligibility parameters of a Loan Against Property, the documentation asks are also minimal. Here are some essential documents we will need at the time of processing your paperwork. Once we verify the documents, the loan amount can be disbursed within 72 hours*

  • Proof of identity and residence: PAN card/Voter’s ID/Driving License/Passport
  • Proof of income: Bank account statements, Income Tax Returns, etc.
  • Property-related: Buyer agreement/title deed/property tax receipts, etc.
  • Other documents: Documents related to the declared businesses and ventures (in the case of self-employed applicants)

Note that this list is only indicative and may change based on your loan application.

*Terms and conditions apply

CommonPreApprovedOffer_WC

Pre-Approved Offer