Home Loan in Noida: Overview

Over the years, Noida has become an integral part of the National Capital Region (NCR). Not only is it a hub for entertainment, but it is also home to a booming IT industry with the Greater Noida Authority announcing the setting up of two major data centres in the city. Furthermore, it is turning into a hotspot for BPOs, banks and insurance companies as well as manufacturing, FMCG and auto industries. To keep up with the economic and industrial boom, the Noida Real Estate Regulatory Authority has simplified the registration process, making it an opportune time to invest in Noida’s residential property market. Owning a property becomes easier with a home loan from Bajaj Housing Finance starting at just 7.20%* for salaried and professional applicants.

Home Loan in Noida: Features and Benefits

  • Affordable foreclosure and prepayment: You do not have to pay any charges if you choose to prepay or foreclose your home loan in Noida. Now, you can effectively save more on the total cost of the loan.
  • Affordable home loan balance transfer: Bajaj Housing Finance facilitates easy refinancing of your current home loan in Noida, helping you avail of lower interest rates.
  • High top-up loan: On choosing a housing loan in Noida from Bajaj Housing Finance, you can also apply for a large top-up loan to cover additional expenses.
  • Convenient digital customer portal: You can access your home loan details from the comfort of your home or on the go. From paying EMIs to checking your interest rate certificate and repayment schedule, you get complete access to your loan account online on our customer portal. 
  • Expert property guidance: On availing of a home loan in Noida from Bajaj Housing Finance, you can get in-person help in finding the right property. Moreover, the property dossier service helps you with the financial and legal nitty-gritty of purchasing a home.
  • Swift loan application process: Applying for a home loan in Noida is quick and easy. Furthermore, you can obtain a digital sanction letter in just a few minutes.
  • Minimal documentation and simple eligibility: To get a home loan in Noida, all you need to do is meet some easy home loan eligibility terms and submit basic KYC and income documents.
  • Flexible tenor: Easily tailor your EMIs to suit your financial capability with a long repayment tenor of up to 30 years on your home loan in Noida.
  • Access to online calculators: You can make all the important decisions regarding your home loan in Noida using powerful tools such as the home loan eligibility calculator, Home Loan Calculator , home loan transfer calculator and Home Loan Prepayment Calculator. 
  • PMAY subsidy benefits:As an eligible first-time homeowner, you can avail of an interest subsidy of up to Rs.2.67 lakh under the Pradhan Mantri Awas Yojana. 

Documents Required for Home Loan in Noida

To apply for a home loan in Noida from Bajaj Housing Finance, you need the following documents*.

  • KYC documents (including address and ID proof)
  • Income documents (based on your borrower profile such as salary slips, Form 16, P/L statement, etc.)
  • Bank account statements of the last 6 months
  • Proof of business
  • Passport-sized photograph
  • Property papers such as sale agreement, allotment letter, receipt of payments made to the agent or developer, etc.

*This list of documents is indicative, and you may be required to submit others during your application, if needed.

Eligibility Criteria for Home Loan in Noida

Qualifying for a home loan in Noida is easy with Bajaj Housing Finance’s simple terms. They are:

Eligibility Criteria For Salaried For Self-employed
Nationality Resident Indian Resident Indian
Age 23 to 62 years 25 to 70 years
Work Experience/Business Continuity 3 years or more 5 years or more
Income Employed with a stable source of income Showcase stable revenue from profession or business

How to Apply for Home Loan in Noida

Once you qualify for a housing loan, you can easily apply for a Bajaj Housing Finance Home Loan in Noida with the following steps.

  • Step 1:Check your eligibility using the Home Loan Eligibility Calculator. Then, use the EMI calculator to decide on a loan amount and tenor.
  • Step 2: Fill out the online application form with accurate personal, financial, and employment or business details.

Our representative will call you with the next steps of getting the loan amount in your account.