Offer Documents

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IMPORTANT INFORMATION

ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBSITE BY BAJAJ HOUSING FINANCE LIMITED (THE “COMPANY”) IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY.

Please read this notice carefully – it applies to all persons who view this website. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.

THESE MATERIALS ARE NOT DIRECTED AT OR INTENDED TO BE ACCESSED BY PERSONS LOCATED OUTSIDE INDIA.

IMPORTANT: You must read and agree with the terms and conditions of the following disclaimer before continuing.

The following disclaimer applies to Draft Red Herring Prospectus of Bajaj Housing Finance Limited (the “Company”) dated June 7, 2024 (read with the Corrigendum dated July 4, 2024) filed with the Securities and Exchange Board of India (“SEBI”), the BSE Limited (“BSE”) and the National Stock Exchange of India Limited (“NSE” and together with the BSE, the “Stock Exchanges”) (the “Draft Red Herring Prospectus”), the Red Herring Prospectus dated August 30, 2024 filed with the Registrar of Companies, Maharashtra at Pune (the “RoC”), the SEBI and the Stock Exchanges (read with the Addendum dated September 3, 2024) (the “Red Herring Prospectus”) and the Prospectus to be filed with the RoC, the SEBI and the Stock Exchanges (the “Prospectus” and together with Draft Red Herring Prospectus and Red Herring Prospectus, the “Offer Documents”)

THE OFFER DOCUMENTS ARE BEING MADE AVAILABLE ON THIS WEBSITE TO COMPLY WITH SECURITIES AND EXCHANGE BOARD OF INDIA (ISSUE OF CAPITAL AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2018, AS AMENDED (“SEBI ICDR REGULATIONS”). In accessing the Offer Documents, you agree to be bound by the following terms and conditions, including any modifications to them from time to time.

The Offer Documents are directed at, and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this portion of our website. The information in this portion of our website, including the Offer Documents, are not for publication or distribution, directly or indirectly, in or into the United States. Please note that because of restrictions imposed by law on soliciting offers of securities in various jurisdictions, subscription to the Offer will not be permitted to residents of certain jurisdictions. The contents of the Offer Documents are for your information only and you acknowledge that access to the Offer Documents are intended for use by you only and you agree not to forward the Offer Documents to any other person, internal or external to your company, in whole or in part, or otherwise provide access via e-mail or otherwise to any person. No part of the contents of the Offer Documents shall be copied or duplicated in any form by any means or redistributed.

You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently, neither the Company nor any of its affiliates accepts any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data.

Neither the Company nor any of its affiliates will be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this website. The Company and its affiliates cannot and do not guarantee the accuracy, timeliness or completeness of the information being made available to you in the Offer Documents beyond the respective dates of the Offer Documents. The information in the Offer Documents are as of the dates thereof and none of the Company, its affiliates, directors or employees are under any obligation to update or revise the Offer Documents to reflect circumstances arising after the dates thereof.

Any person into whose possession the Offer Documents come is required to inform himself or herself about and to observe any such restrictions. Neither the Company nor any of its affiliates is soliciting any action based on any information contained on this website, including the Offer Documents, and such information should not be construed as an offer to sell or the solicitation of an offer to buy or subscribe for any securities. Potential investors should not rely on the Draft Red Herring Prospectus for any investment decision. Any decision on whether to invest in the securities described in the Draft Red Herring Prospectus may only be made solely on the basis of the Red Herring Prospectus and the Prospectus. As there may be material changes in the Red Herring Prospectus and the Prospectus as compared to the Draft Red Herring Prospectus, potential investors should not rely on the Draft Red Herring Prospectus. Any potential investor should note that investment in the Equity Shares involves a high degree of risk and for details relating to such risks, see the section titled “Risk Factors” in the Red Herring Prospectus and the Prospectus.

The Company and its affiliates will not be responsible for any loss to any person or entity caused by any shortcoming, defect or inaccuracy which may have inadvertently or otherwise crept into the website. Neither the Company, nor any of its affiliates nor their directors, officers and employees will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or disruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, or inability to access or use of, the website or these materials.

If you are not permitted to view the materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

You have indicated that you are located in the United States or any of its territories or possessions. These materials are not intended for, directed at or accessible by persons located in the United States or any of its territories or possessions, save that persons located in the United States, its territories or possessions that are qualified institutional buyers ("QIBs") as defined in Rule 144A under the US Securities Act of 1933 (the "Securities Act"), and that make the below certifications can access these materials. Please read the certifications below carefully and provide the information requested in order to access these materials. If you cannot make the below certifications, please exit this page.

Any securities referred to in these materials have not been and will not be registered under the Securities Act or under the securities laws of any state or other jurisdiction of the United States and may not be offered, sold or delivered, directly or indirectly, in or into the United States except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and in compliance with any applicable securities laws of any state or other jurisdiction of the United States. There will be no public offer of securities in the United States.

Any securities referred to in these materials have not been and will not be registered under the securities laws of Canada, Japan, Australia or the Republic of South Africa and may not be offered, sold or delivered, directly or indirectly, within such jurisdictions except pursuant to an applicable exemption from and in compliance with any applicable securities laws.

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this website.

These materials must not be released or otherwise forwarded, distributed or sent, directly or indirectly, in whole or in part, in or into the United States, Canada, Japan, Australia, the Republic of South Africa or any jurisdiction where the distribution of these materials would breach any applicable law or regulation or would require any registration or licensing within such jurisdiction.

Basis of access

Access to electronic versions of these materials is being made available by the Company in good faith and for information purposes only. Any person seeking access to this webpage represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy the securities mentioned in such materials (the “Securities”). Further, it does not constitute a recommendation by the Company or any other party to sell or buy the Securities.

Certifications by persons seeking access to this website

By clicking the "I agree" button, we (the person seeking access to this website) are certifying and agreeing that:

(a) we are a "qualified institutional buyer" (a "QIB") as defined in Rule 144A under the US Securities Act of 1933 (the "Securities Act"). Further, if we are acting as a fiduciary or agent for one or more investor accounts in seeking access to these materials, (i) each such account is a QIB, (ii) we have sole investment discretion with respect to each account, and (iii) we have full power and authority to make, and do make, the representations, warranties, agreements and acknowledgements herein on behalf of each such account;

(b) we acknowledge that these materials relate to a transaction that is available in the United States only pursuant to an exemption from the registration requirements of the Securities Act;

(c) the certifications provided herein are accurate and we would like to access these materials; and

(d) the materials we access are for our own use and will not be distributed to any person outside of our organisation.

Country of Residence*

IMPORTANT INFORMATION

ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBSITE BY BAJAJ HOUSING FINANCE LIMITED (THE “COMPANY”) IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY.

THESE MATERIALS ARE NOT DIRECTED AT OR ACCESSIBLE BY PERSONS LOCATED IN THE UNITED STATES, CANADA, JAPAN, AUSTRALIA OR THE REPUBLIC OF SOUTH AFRICA OR PERSONS IN ANY OTHER JURISDICTION WHERE THE DISTRIBUTION OF THESE MATERIALS WOULD BREACH ANY APPLICABLE LAW OR REGULATION OR WOULD REQUIRE ANY REGISTRATION OR LICENSING WITHIN SUCH JURISDICTION.

Please read this notice carefully – it applies to all persons who view this website. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.

Overseas Persons

Viewing the materials you are seeking to access may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view such materials. Any persons who wish to view these materials must first satisfy themselves that they are not subject to any local requirements that prohibit or restrict them from doing so.

The information in the following pages is not intended for, and is not to be made available to, persons in the United States, Canada, Japan, Australia or the Republic of South Africa. Any announcements regarding securities offerings, or references to securities offerings, that are contained on these pages do not constitute an offering of those securities. Any offering of securities will be contained in a prospectus that contains detailed information about the issuer and the offered securities, including a discussion of risks, the issuer’s business and relevant financial information.

Any securities referred to in these materials have not been and will not be registered under the US Securities Act of 1933 (the "Securities Act"), or under the securities laws of any state or other jurisdiction of the United States and may not be offered, sold or delivered, directly or indirectly, in or into the United States except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and in compliance with any applicable securities laws of any state or other jurisdiction of the United States. There will be no public offer of securities in the United States.

Any securities referred to in these materials have not been and will not be registered under the securities laws of Canada, Japan, Australia or the Republic of South Africa and may not be offered, sold or delivered, directly or indirectly, within such jurisdictions except pursuant to an applicable exemption from and in compliance with any applicable securities laws.

Basis of access

Access to electronic versions of these materials is being made available by the Company in good faith and for information purposes only. Any person seeking access to this webpage represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy the securities mentioned in such materials (the “Securities”). Further, it does not constitute a recommendation by the Company or any other party to sell or buy the Securities.

Confirmation of understanding and acceptance of disclaimer

By clicking on the "I Agree" button, I confirm that I am not resident or located in the United States (including its territories and possessions, any state of the United States and the District of Columbia), Canada, Japan, Australia, the Republic of South Africa or any other jurisdiction where accessing these materials is unlawful and I agree that I will not transmit or otherwise send any materials contained in this website to any person in the United States (including its territories and possessions, any state of the United States and the District of Columbia), Canada, Japan, Australia, the Republic of South Africa or any other territory where to do so would breach any applicable law or regulation or would require any registration or licensing within such jurisdiction.

IF I AM LOCATED OR RESIDENT IN AN EEA MEMBER STATE (OTHER THAN A RESTRICTED JURISDICTION) BY CLICKING THE "I AGREE" BUTTON, I CONFIRM THAT I AM A QUALIFIED INVESTOR WITHIN THE MEANING OF THE PROSPECTUS REGULATION (REGULATION (EU) 2017/1129).

IF I AM LOCATED OR RESIDENT IN THE UNITED KINGDOM BY CLICKING THE "I AGREE" BUTTON, I CONFIRM THAT I: AM A “QUALIFIED INVESTOR” WITHIN THE MEANING OF ARTICLE 2 OF THE PROSPECTUS REGULATION (REGULATION (EU) 2017/1129) AS IT FORMS PART OF RETAINED EU LAW AS DEFINED IN THE EU (WITHDRAWAL) ACT 2018 AND (A) HAVE PROFESSIONAL EXPERIENCE IN MATTERS RELATING TO INVESTMENTS FALLING WITHIN ARTICLE 19(5) OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 (FINANCIAL PROMOTION) ORDER 2005 ("THE ORDER"), (B) AM A PERSON FALLING WITHIN ARTICLE 49(2)(A) TO (E) OF THE ORDER, OR (C) AM OTHERWISE PERMITTED TO ACCESS THESE MATERIALS LAWFULLY.