Loan Against Property in Thane: Overview
Situated close to Mumbai, Thane is a bustling metropolitan in Maharashtra. The city is also famous for its variety of natural and artificial lakes. In addition to that, Thane is renowned for several noted educational institutions.
Residents can now easily manage various financial commitments, especially big-ticket expenses, with a Loan Against Property. Enjoy attractive interest rates and convenient loan terms for a better borrowing experience.
Loan Against Property in Thane: Features and Benefits
Quicker Processing
Enjoy approval against your loan application within 24 hours* from the time you submit loan-related documents. Keep the documents handy to avoid delays.
Swift Disbursal
Meet the Loan Against Property eligibility criteria, submit the necessary documents, and get the loan amount credited within 72 hours* from the time loan approval and
Easy Eligibility Criteria
The lenient eligibility parameters and minimal documentation make it easy to avail of a Loan Against Property from Bajaj Housing Finance.
Doorstep Services
Availing of mortgage loans is stress-free with Bajaj Housing Finance. Following your loan application, our representatives will collect necessary documents from your office or house address at your convenience.
Repayment Flexibility
A Loan Against Property is a long-term credit with a repayment tenor ranging up to 17 years. Bajaj Housing Finance allows you to repay the borrowed credits at your pace.
Balance Transfer with Top-up Loan Facility
You can now shift your Loan Against Property to Bajaj Housing Finance from your existing financer easily. Also, you get to enjoy the Top-Up Loan facility to manage housing requirements.
Online Account Management
Access our user-friendly online customer portal to manage your loan account from anywhere. Your loan details are now just a click away.
Online Calculators
Quickly learn about the loan amount and monthly instalments by using the Loan Against Property Eligibility Calculator and Loan Against Property EMI Calculator. Planning loan repayment is now easier than ever.
A Loan Against Property can help meet various requirements such as business needs, housing needs, or debt consolidation.
Loan Against Property in Thane: Documents Required
The Bajaj Housing Finance Loan Against Property does not include lengthy paperwork. Keeping the following documents handy will streamline the application process and fast-track its approval.
| Document Type | For Salaried Individuals | For Self-Employed Individuals |
|---|---|---|
| Identity and address proof | Voter ID, PAN Card, Aadhaar Card, passport, driving license, utility bills, or any government-approved photo identity card and /or address proof | Same as salaried individuals |
| Employment proof | Employer issued identity card | Documents of business ownership, such as registration certificate and partnership agreement |
| Income proof |
|
|
| Property document | Property documents such as Title Deed | Same as salaried individuals. |
Note: This list is indicative. Additional documents may be needed during loan processing.
Loan Against Property in Thane: Eligibility Requirements
To get instant approval on your Loan Against Property application, you will need to meet the below eligibility criteria.
For Salaried Applicants
- Should be a citizen of India residing in the country
- Must be aged between 28 and 60 years**
- Should be an employee of a public, private, or multinational organisation with a minimum of 3 years of work experience
For Self-Employed Applicants
- Should be a citizen of India residing in the country
- Age should be between 25 to 70 years**
- Must have a steady income from the existing business with a minimum vintage of 5 years
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Loan Against Property in Thane: How to Apply
The application process for a Loan Against Property with Bajaj Housing Finance is straightforward. After reviewing the loan specifics, EMI amount, and eligibility, you can follow the below steps to complete this process.
- Navigate to the online application form and enter details such as name, address, date of birth, and contact information
- Provide the income details to get a convenient loan offer
- Submit the loan application form
After completing the Loan Against Property application process, a Bajaj Housing Finance representative will get in touch with you. We will collect the required documents and complete the property verification. Coordinate and submit all the requested documents to expedite the process.
*Terms and conditions apply
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