Loan Against Property in Thane: Overview

Situated close to Mumbai, Thane is an emerging metropolitan of Maharashtra. Famous for its variety of natural and artificial lakes, it has also garnered the nickname ‘City of Lakes’. In addition, Thane is renowned for several noted educational institutions.

Residents can now easily manage various financial commitments, especially the big-budget ones with a loan against property in Thane from Bajaj Housing Finance. Enjoy affordable interest rates and convenient loan terms for a better borrowing experience.

  • Quicker Processing

    Enjoy approval against your loan application within 24 hours* from the time you submit loan-related documents. Keep these handy to avoid delays.

  • Swift Disbursal

    Meet the loan against property eligibility criteria, submit the necessary documents in order, and get the loan amount credited within 72 hours*. Turn to Bajaj Housing Finance in case of any monetary emergency

  • Easy Eligibility Criteria

    The lenient eligibility parameters and nominal documentation make it easy to avail of a loan against property from us.

  • Doorstep Services

    Availing mortgage loans in Thane has now become stress-free with Bajaj Housing Finance. Following your loan application, our representatives will collect necessary documents from your office or house address at your convenience.

  • Repayment Flexibility

    A loan against property is a long-term credit with repayment tenor ranging up to 18 years. Bajaj Housing Finance allows you to repay the borrowed credits at your pace and lets you select the tenor and EMIs.

  • Favourable Balance Transfer with Top-up Loan Facility

    You can now shift your loan against property in Thane to Bajaj Housing Finance from your existing financier without difficulty. Also, you get to enjoy the top-up loan facility and manage additional requirements.

  • Online Account Management

    Access our user-friendly online customer portal to manage your loan account whenever and from wherever you want. Your loan details are now just a click away.

  • Online Calculators

    Quickly learn about the loan amount and monthly instalments by using the Loan Against Property Eligibility Calculator and Loan against property EMI calculator. Planning loan repayment is now easier than ever.

*Conditions apply.

A loan against property can help meet various requirements such as wedding expenditures, paying hospital bills, financing higher education, supporting the business working capital, and many more.

Now, fulfil all your financial obligations with a loan against property from Bajaj Housing Finance. Check your pre-approved offers today before applying.

Documents Required for a Loan Against Property in Thane

Bajaj Housing Finance Loan Against Property does not include lengthy paperwork. Keeping the following documents handy will streamline the application process and fast-track its approval.

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof Voter ID, PAN Card, Aadhaar Card, passport, driving license, utility bills, or any government-approved photo identity card and /or address proof Same as salaried individuals
Employment proof Employer issued identity card Documents of business ownership, such as registration certificate and partnership agreement
Income proof
  • Recent salary slips
  • Bank account statement of previous 3 months
  • Pan Card or Form 60
  • Income Tax Return papers
  • Financial documents such as Profit and Loss statement and Balance Sheet
  • Bank account details of last 6 months
  • Pan Card/Form 60
  • Income Tax Return papers
Property documents
  • Copy of documents of the property to be mortgaged
  • Title documents as Legal team require
Same as salaried individuals.

Loan Against Property Eligibility in Thane

To get instant approval of loan against property application, meet the following eligibility criteria without fail:

For salaried applicants

  • Indian citizenship is mandatory
  • Must be aged between 25 and 60 years*
  • Should be an employee of an MNC/public/private firm with a minimum of 3 years of work experience

For self-employed applicants

  • Age should be 28 to 70 years*
  • Indian citizenship is a must
  • Must have a steady income from the existing business, which should have a minimum vintage of 5 years

Note: * The upper age limit here is the borrower’s age during the time of the loan’s maturity.

How to Apply for a Loan Against Property in Thane?

The application process of a loan against property with Bajaj Housing Finance is straightforward. After reviewing the loan specifics, EMI amount and eligibility, you can follow the subsequent steps to complete this process:

  • Step 1: Navigate to the online application form and enter details such as name, address, date of birth, and contact information.
  • Step 2: Provide the income details to locate a convenient loan offer.
  • Step 3: Submit the loan application form.

After completing the loan against property application process successfully, Bajaj Housing Finance representatives will get in touch with you. They will collect the required documents and complete the property verification. Coordinating with them will make this process faster and hassle-free.