Loan Against Property in Pune: Overview

Pune, often touted as “India’s most liveable city”, is the second-largest metropolis in Maharashtra. The city also boasts the sixth-highest per-capita income in India. IT parks, automobile and manufacturing units, start-ups, and educational institutes form the crux of its economy.

While the living costs in Pune are reasonable compared to other Indian metropolitan cities, wedding, medical, and other large-scale expenses can strain your finances. Under such circumstances, you may opt for a loan against property in Pune from Bajaj Housing Finance address all financial obligations.

Loan Against Property in Pune - Features & Benefit

  • High Value Loans

    Obtain high value loans for salaried and self-employed individuals of Rs.5 crore and even more with no end-use restriction at all. This helps you meet multiple monetary commitments easily.

  • Convenient Repayment

    Repay a loan against property without straining your earnings with flexible tenors. Eligible applicants can take up to 18 years to repay a mortgage loan in Pune from Bajaj Housing Finance.

  • Hassle-Free Eligibility

    Avail a loan against property from us by complying with easy-to-meet eligibility parameters and submitting a handful of documents.

  • Doorstep Service

    Apply for a loan against property in Pune from the comfort of your home. Submit the essential documents to our representative at your doorstep.

  • Loan in 72 Hours*

    Meet medical and other emergencies without hassle. Receive the funds in account within 72 hours*, courtesy our quickest application and approval process.

  • Top-Up Loan with Balance Transfer

    Get additional funds over and above the existing loan by transferring your property mortgage loan in Pune to Bajaj Housing Finance. Use the high-value top-up loan to mitigate various financial obligations since it entails zero usage limitations.

  • Manage Account Online

    Use the online customer portal to manage your loan account conveniently. Track and pay EMIs, make part-prepayments, and more with our simple online portal.

  • Flexi Loan Facility

    Pay interest-only EMIs by obtaining a sizeable line of credit against your property from us. Save significantly on repayment with interest accrual only on the withdrawn sum.

Loan Against Property Eligibility Criteria and Documents Required

For Self-employed

Meet the following criteria to obtain a loan against property if you’re a self-employed individual:

  • Should be aged between 25 and 70 years
  • Must possess a stable income source

The documents you need to present to validate your eligibility are:

  • Previous 6 months’ bank account statements
  • Address proof
  • Form 60 or PAN Card
  • Copies of to-be-mortgaged property documents
  • Title deed documents
  • Income proof

For Salaried

The following criteria need meeting for salaried individuals in Pune:

  • Must be aged between 23 and 62 years
  • Should be employed in an MNC, a private organisation, or the public sector

Submit these documents for a mortgage loan in Pune from BHFL:

  • Previous 3 months’ bank account statements
  • Previous 3 months’ salary slips
  • ID proof
  • Address proof
  • PAN Card or Form 60
  • IT returns
  • Copies of property documents
  • Property’s title deed

*It is an indicative list, and our representative might ask for other documents

How to Apply for Loan Against Property in Pune?

Apply for a loan against property by clicking on the online application form and following the steps mentioned below –

  • Step 1: Key in the essential personal and contact credentials.
  • Step 2: Provide your earning details to view loan offerings suited to your income profile.
  • Step 3: Submit the application form.

Subsequently, our representative will contact you for further processing of the application for a loan against property in Pune.

Keep the aforesaid documents handy to expedite the verification process and obtain funds in your account at the earliest.