Loan Against Property in Pune

Pune, often touted as “India’s most liveable city”, is the second-largest metropolis in Maharashtra. The city also boasts the sixth-highest per-capita income in India. IT parks, automobile and manufacturing units, start-ups, and educational institutes form the crux of its economy.

While the living costs in Pune are reasonable compared to other Indian metropolitan cities, wedding, medical, and other large-scale expenses can strain your finances. Under such circumstances, you may opt for a loan against property in Pune from Bajaj Housing Finance address all financial obligations.

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  High Value Loans

  Obtain high value loans for salaried and self-employed individuals of Rs.5 crore and even more with no end-use restriction at all. This helps you meet multiple monetary commitments easily.

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  Convenient Repayment

  Repay a loan against property without straining your earnings with flexible tenors. Eligible applicants can take up to 18 years to repay a mortgage loan in Pune from Bajaj Housing Finance.

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  Hassle-Free Eligibility

  Avail a loan against property from us by complying with easy-to-meet eligibility parameters and submitting a handful of documents.

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  Doorstep Service

  Apply for a loan against property in Pune from the comfort of your home. Submit the essential documents to our representative at your doorstep.

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  Loan in 72 Hours*

  Meet medical and other emergencies without hassle. Receive the funds in account within 72 hours*, courtesy our quickest application and approval process.

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  Top-Up Loan with Balance Transfer

  Get additional funds over and above the existing loan by transferring your property mortgage loan in Pune to Bajaj Housing Finance. Use the high-value top-up loan to mitigate various financial obligations since it entails zero usage limitations.

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  Manage Account Online

  Use the online customer portal to manage your loan account conveniently. Track and pay EMIs, make part-prepayments, and more with our simple online portal.

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  Flexi Loan Facility

  Pay interest-only EMIs by obtaining a sizeable line of credit against your property from us. Save significantly on repayment with interest accrual only on the withdrawn sum.

For Self-employed

Meet the following criteria to obtain a loan against property if you’re a self-employed individual:

• Should be aged between 25 and 70 years
• Must possess a stable income source

The documents you need to present to validate your eligibility are:

• Previous 6 months’ bank account statements
• Address proof
• Form 60 or PAN Card
• Copies of to-be-mortgaged property documents
• Title deed documents
• Income proof

For Salaried

The following criteria need meeting for salaried individuals in Pune:

• Must be aged between 23 and 62 years
• Should be employed in an MNC, a private organisation, or the public sector

Submit these documents for a mortgage loan in Pune from BHFL:

• Previous 3 months’ bank account statements
• Previous 3 months’ salary slips
• ID proof
• Address proof
• PAN Card or Form 60
• IT returns
• Copies of property documents
• Property’s title deed

*It is an indicative list, and our representative might ask for other documents

Apply for a loan against property by clicking on the online application form and following the steps mentioned below –

• Step 1: Key in the essential personal and contact credentials.
• Step 2: Provide your earning details to view loan offerings suited to your income profile.
• Step 3: Submit the application form.

Subsequently, our representative will contact you for further processing of the application for a loan against property in Pune.

Keep the aforesaid documents handy to expedite the verification process and obtain funds in your account at the earliest.