Loan Against Property in Surat: Overview

Surat is one of the noted cities in Gujarat, known for being the largest diamond manufacturing centre in the world. It is also a hub of textile industries. Due to these reasons, Surat has garnered several nicknames such as ‘Diamond City,' and 'Textile City.’

Being one of the country's most diverse HFCs, Bajaj Housing Finance now extends instant loans against property in Surat at affordable interest rates. The amount offered does not have any end-use restriction and can be utilised to meet multiple financial requirements. Consolidate existing debts, finance business requirements, higher studies, home renovation, and more with a loan against property.

  • Fast processing

    Enjoy approval within 24 hours* of submitting all required documents. Keep the documents ready before applying to minimise loan processing time.

  • Immediate disbursal

    With proper eligibility and the right documentation, we credit the loan amount within 72 hours* of approval. Start using the funds to address your financial emergencies without delay.

  • Doorstep services

    Enjoy doorstep document collection services when you apply for a Bajaj Housing Finance Loan Against Property in Surat. Our representative will collect your documents from home or workplace, ensuring more convenience.

  • Simple eligibility criteria

    Fulfil only a few easy-to-meet Loan against property eligibility criteria and avail of a sizeable loan against property from us. Moreover, simple documentation requirements reduce the loan processing time.

  • Convenient repayment tenor

    Repaying a mortgage loan in Surat is easy and convenient with Bajaj Housing Finance.


Documents Required for Loan Against Property in Surat

A loan against property from Bajaj Housing Finance entails minimal paperwork. It ensures faster loan approval and disbursal. Keep these necessary documents ready before applying.

Document type For salaried individuals For self-employed individuals
Identity and address proof PAN card, Voter ID, Aadhaar card, driving license, passport, utility bills, any government-approved photo identity card and /or address proof. Same as salaried individuals.
Employment proof Employer issued identity card Documents of business ownership - registration certificate and partnership agreement.
Income proof
  • Recent salary slips
  • Bank account details of last 3 months
  • Pan Card/Form 60
  • Income Tax Receipt
  • Financial documents such as Profit and Loss statement and Balance Sheet
  • Bank account details of last 6 months
  • Pan Card/Form 60
  • Income Tax Receipt
Property documents
  • Property related documents
  • Title documents
Same as salaried individuals.

Loan Against Property Eligibility Requirements

Fulfil the eligibility criteria of a loan against property and enjoy guaranteed and almost instant approval.

For salaried applicants

  • Must be a residing Indian citizen
  • Must be between 23 and 62 years of age*
  • Must be a working professional at an MNC/public/private firm and have a minimum work experience of 3 years

For self-employed applicants

  • Must be a residing Indian citizen
  • Must be between 28 and 70 years of age*
  • Must maintain a steady income from the current business, which should have a minimum vintage of 5 years

Note: In both cases, the upper age limit is indicative of the time the loan matures.

For better understanding, use our loan against property eligibility calculator, and check the maximum loan value you can get.

his calculator needs the following information to provide accurate results.

  • Age
  • Borrower profile
  • City of residence
  • Property value
  • Monthly income

Once the eligibility is checked, proceed to apply for a loan against property in Surat. Decide the loan amount accordingly.

How to Apply for Loan Against Property in Surat?

Follow these steps to apply for a loan against property with Bajaj Housing Finance:

  • Step 1: Navigate to the online application form. Enter details such as date of birth, name, age, address and contact details.
  • Step 2: Input income details.
  • Step 3: Submit the form.

After submitting the online form, our representative will contact you in a short while for further processing. Coordinate well for identity, address, and property verification to make the loan processing seamless.