Loan Against Property in Bangalore

Documents Required for a Loan Against Property in Bangalore

To get a Loan Against Property, you need to have the following documents:

For Self-Employed Applicants:

• PAN Card or Form 60 (mandatory), Aadhaar Card, or Voter’s ID Card.
• P&L statement
• Latest ITR
• Property documents

For Salaried Applicants:

• PAN Card or Form 60 (mandatory), Aadhaar Card, or Voter’s ID Card.
• Last 3 months’ salary slips
• Property documents

Note: This list is indicative. Additional documents may be needed during loan processing.

Eligibility Criteria for a Loan Against Property in Bangalore

Your loan eligibility depends on your repayment capacity, age, and several other criteria. To avail of funding from Bajaj Housing Finance, you should fulfil the following Loan Against Property eligibility criteria:

For Self-Employed Applicants:

• Applicants should ideally have a CIBIL score of 750 or higher
• Should be a residing citizen of India
• Should be between 23 and 70 years** of age
• Should prove a minimum of 3 years of business continuity

For Salaried Applicants:

• Applicants should ideally have a CIBIL score of 750 or higher
• Should be a residing citizen of India
• Should be between 23 and 60 years** of age
• Should be employed with a public, private or a multinational organization with at least 3 years of experience

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

*Terms and conditions apply.