Loan Against Property in Ghaziabad: Overview

As part of the NCR, Ghaziabad has developed tremendously over the years, encouraging a flurry of real estate opportunities. This city in Uttar Pradesh presently comprises nearly 160 localities, of which 79 are faring well in terms of property prices per the recent trends.

This real estate uptrend gives property owners a worthwhile opportunity to leverage their assets’ value to acquire high-value financing. To that end, Bajaj Housing Finance offers a sizeable loan against property in Ghaziabad at competitive interest rates.

  • Minimal Processing Time

    Get approval of your loan application within 24 hours* of submitting all the necessary documents. For faster approval, arrange the papers prior to applying.

  • Easy-to-Meet Eligibility Criteria

    Fulfil basic loan against property eligibility parameters and provide a few essential documents for a Bajaj Housing Finance Loan Against Property.

  • Money in Account within 72 hours*

    Receive the sanctioned loan against property quickly to meet emergencies such as medical condition, home renovation and working capital requirements.

  • Flexible Repayment

    Repayment becomes easy with a flexible tenor of up to 18 years. Pick any period according to your convenience and repay in easy EMIs.

  • High-Value Top-up Loan

    Acquire a sizeable top-up loan at affordable interest rates by transferring existing loan against property to us. The process is simple and requires no extra paperwork..

  • Doorstep Loan

    Upon applying, our representative visits your office or home to pick up the required documents, thereby easing the process.

  • Simple Account Management

    Track EMIs, view the outstanding loan amount, part-prepay, and more by logging into our customer portal.

  • Calculators for Ease

    Plan EMI payments, part-prepayments, and foreclosure with an easy-to-use Loan Against Property EMI Calculator. Before applying, use the Eligibility Calculator to check the available loan amount.


Eligibility Criteria for a Loan Against Property

Satisfy only a few essential criteria to qualify for a loan against property from Bajaj Housing Finance. These criteria vary depending on occupation type, discussed in the following points:

For Salaried Individuals

  • Must be a resident Indian citizen
  • Should be aged between 25 and 60 years of age
  • Must be currently employed and have a work experience of at least 3 years

For Self-employed Individuals

  • Must be between the ages of 28 and 70 years of age
  • Should have a steady source of earning with a business vintage spanning 5 years minimum
  • Must be a resident Indian citizen

*The maximum age limit is considered to be an applicant’s age at the time of loan maturity.

Steps to Apply for a Loan Against Property

Follow the steps discussed below to apply for a loan against property from Bajaj Housing Finance:

  • Step 1: Navigate to the online application form.
  • Step 2: Select the employment type.
  • Step 3: Fill up essential personal and income details such as name, monthly earnings, and address.
  • Step 4: Submit the application form.

Shortly after, our representative will connect regarding further proceedings. Fix a schedule and hand over the necessary documents per convenience. Thereafter, comply during document verification and property appraisal for hassle-free processing of a loan against property in Ghaziabad.