Loan Against Property in Ghaziabad

Loan Against Property in Ghaziabad: Eligibility Criteria

You need to meet the following eligibility criteria, based on your employment type, to avail of a Bajaj Housing Finance Loan Against Property:

For Salaried Individuals

• Should be a residing Indian citizen
• Should be between the age group of 28 and 60 years**
• Should be currently employed and have a work experience of at least 3 years

For Self-Employed Individuals

• Should be a residing Indian citizen
• Should be between the age group of 25 and 70 years**
• Should have a steady source of income with a business vintage of 5 years minimum at their current enterprise

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Loan Against Property in Ghaziabad: Documents Required

We require minimal documents to process your Home Loan. For quick processing, keep the following documents handy:

For Salaried Applicants

• Previous 3 months’ salary slips
• Mandatory documents such as PAN Card/Form 60
• ID proof
• Address proof
• Property documents

For Self-Employed Applicants

• Previous 6 months’ bank account statements
• Mandatory documents such as PAN Card/Form 60
• Address proof
• P&L Statement and Balance Sheet

Note: This list is indicative. Additional documents may be needed during loan processing.

Loan Against Property in Ghaziabad: Steps to Apply

Follow the steps discussed below to apply for a Loan Against Property from Bajaj Housing Finance:

• Navigate to the application form.
• Fill up your personal and income details such as name, number, and monthly income.
• Select your employment type and required loan type.
• Click on 'Generate OTP'.
• Enter the OTP.
• Fill in your property and financial details.
• Submit the application form.

Shortly after, our representative will connect with you for further steps.

*Terms and conditions apply.