Loan Against Property in Ghaziabad: Overview
Ghaziabad is a densely populated city in the National Capital Region (NCR). The city has well-connected infrastructure, thereby encouraging significant real estate opportunities. This real estate uptrend gives property owners a worthwhile opportunity to leverage their assets’ value to acquire a great deal of financing. To that end, Bajaj Housing Finance offers a sizeable Loan Against Property in Ghaziabad at competitive interest rates.
Loan Against Property in Ghaziabad: Features and Benefits
Minimal Processing Time
Get approval of your loan application within 24 hours* of submitting all the necessary documents. To enable a faster approval, keep your documents handy.
Easy-to-Meet Eligibility Criteria
Fulfil basic the Loan Against Property eligibility parameters pertaining to income, age, etc. to avail of the loan on competitive terms.
Quick Disbursal
Receive the sanctioned amount quickly in case of emergencies such as medical contingencies, home renovation and working capital requirements. Get your loan amount within 72 hours* of approval and loan verification.
Flexible Repayment
Repayment becomes easy with a flexible tenor of up to 17 years. Pick any period according to your convenience and repay in easy EMIs.
Sizeable Top-Up Loan
Acquire a sizeable Top-up Loan at competitive interest rates by transferring your existing Loan Against Property to Bajaj Housing Finance.
Doorstep service
After the successful completion of your application process, our representative will visit your office or home to collect the required documents.
Simple Account Management
Track EMIs, view your loan amount, and other account related details on our customer portal without the hassle of visiting our physical branch.
User-Friendly Calculators
Plan EMI payments, part-prepayments, and foreclosure with an easy-to-use Loan Against Property EMI Calculator. Before applying, use the Eligibility Calculator to check your eligible loan amount.
Loan Against Property in Ghaziabad: Eligibility Criteria
Fulfill the basic eligibility criteria to avail of the Bajaj Housing Finance Loan Against Property. These criteria vary depending on one’s occupation type, as discussed in the following points.
For Salaried Individuals
- Must be a residing Indian citizen
- Must be between the age group of 28 and 60 years**
- Must be currently employed and have a work experience of at least 3 years
For Self-Employed Individuals
- Must be a residing Indian citizen
- Must be between the age group of 25 and 70 years**
- Should have a steady source of income with a business vintage of 5 years minimum at their current enterprise
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Loan Against Property in Ghaziabad: Documents Required
For Salaried Applicants
- Previous 3 months’ salary slips
- Mandatory documents such as PAN Card/Form 60
- ID proof
- Address proof
- Property documents
For Self-Employed Applicants
- Previous 6 months’ bank account statements
- Mandatory documents such as PAN Card/Form 60
- Address proof
- P&L Statement and Balance Sheet
Note: This list is indicative. Additional documents may be needed during loan processing.
Loan Against Property in Ghaziabad: Steps to Apply
Follow the steps discussed below to apply for a Loan Against Property from Bajaj Housing Finance.
- Navigate to the online application form
- Select your employment type and required loan type
- Fill up your personal and income details such as name, monthly earnings, and address
- Submit the application form
Shortly after, our representative will connect with you for further proceedings. Fix a schedule and hand over the necessary documents for a hassle-free Loan Against Property processing.
*Terms and conditions apply
