Loan Against Property in Noida: Overview

Noida is a flourishing real estate hub, courtesy of its status as a satellite city of Delhi. The top localities such as Sector 16B, Sector 44, Sector 12, and Sector 32, boast liveability quotients of 9.8 out of 10 or higher. As a result, prices of residential units in Noida are on the higher side.

Property owners in the city can utilise the equity of their real estate assets to avail of a loan against property in Noida from Bajaj Housing Finance. Obtain a high-value loan at affordable interest rates to finance various expenses. Then, repay the sum over a flexible tenor in easy, affordable EMIs.

  • Simple eligibility criteria

    Qualify for a loan against property by meeting easy eligibility parameters and submitting minimal documents.

  • Fast processing

    Post submission of the necessary documents, enjoy approval within 24 hours* of application. Gather the required documents beforehand to minimise the processing time.

  • Quickest disbursal

    Provided all the required documents are in order, we disburse the sanctioned sum within 72 hours*.

  • Convenient repayment tenor

    Repay a high-value loan against property over a tenor of up to 18 years. Choose the tenor as per convenience and repay with ease.

  • Doorstep service

    Our representative will visit your home or office to pick up the necessary documents at your convenience.

  • Simple-to-use calculators

    Utilise a loan against property eligibility calculator to check the maximum amount available against your qualifications. Also, plan your repayment with the Loan Against Property EMI Calculator .

Documents Required for a Loan Against Property in Noida

Obtain a loan against property from Bajaj Housing Finance by submitting only a handful of documents. The following table provides a rundown on the necessary paperwork for the same.

Type of document For self-employed applicants For salaried applicants
Address and identity proof
  • Aadhaar card
  • PAN card
  • Voter ID card
  • Driving license
  • Utility bills
  • Passport
  • Any other govt.-approved address proof or photo identity
Similar to that of self-employed applicants
Property documents
  • Copies of to-be-mortgaged property documents
  • Title deed papers as needed by the legal team
Similar to that of self-employed applicants
Employment proof Business ownership papers such as registration certificate or partnership deed Employer-issued ID card
Income proof
  • Past 6 months’ primary bank account statements
  • Financial records such as P/L statements and Balance Sheet
  • ITR
  • PAN card or Form 60
  • Recent salary slips
  • Past 3 months’ bank account statements
  • Form 60 or PAN card
  • ITR

Eligibility Criteria for a Loan Against Property

Meet the necessary eligibility criteria to obtain a loan against property in Noida without hassle. Salaried and self-employed applicants need to fulfil varying parameters to that end.

For self-employed applicants

  • Should be within 28 – 70 years of age*
  • Must be a residing Indian citizen
  • Should have a steady income source, with a business vintage of minimum 5 years

For salaried applicants

  • Should be within 23 – 62 years of age*
  • Must be employed with at least 3 years of work experience
  • Should be a residing Indian citizen

*The upper age limit is considered per the maturity of a loan.

How to Apply for a Loan Against Property?

Applying for a loan against a property involves the following steps:

For Salaried

  • Step 1:Fill out the online application form with details such as the address, name, and date of birth.
  • Step 2: Salary slips, PAN card/Form60, IT return papers, Bank account statement of last 3 months
  • Step 3: Key in income details to view relevant offers per the inputs.

Following this, our representative will get in touch to further process your application for a loan against property in Noida. Provide the necessary documents and coordinate through the identity and property verification processes.