Loan Against Property in Lucknow: Overview

The state capital of Uttar Pradesh is a famous tourist destination owing to its architecture, cultural heritage, and cuisine. Economically, Lucknow holds immense potential because of its thriving tourism, IT and handicrafts sector.

The rising cost of living in Lucknow often makes individuals to look for credit facilities. In this regard, Bajaj Housing Finance brings loans against property in Lucknow to aid residents meet various financing needs, both big-ticket and otherwise.

  • Hassle-Free Disbursal

    Meet the loan against property eligibility criteria and submit the necessary documents to get the loan amount credited to your bank account within 72 hours*.

  • Lenient Eligibility

    With easy to meet eligibility criteria and minimal documentation requirements, availing a loan against property is now easier and less time-consuming.

  • Doorstep Services

    Getting a loan is now hassle-free with our doorstep services. We will collect the documents from your house or work as per your suitability.

  • Repayment Flexibility

    Enjoy a long repayment tenor of up to 18 years with the Bajaj Housing Finance Loan Against Property.

  • Fast Processing

    Submit the documents in order and receive loan approval from us within 24 hours*. Keep all the necessary papers handy..

  • Convenient Balance Transfer with Top-up Loan Facility

    Transfer a loan against property to Bajaj Housing Finance from your current lender and get a top-up loan to meet additional financial needs.

  • Online Account Management

    You can now manage your loan account from anywhere, anytime, through our online customer portal .

  • Online Calculators

    Take the assistance of a Loan Against Property EMI Calculator and Eligibility Calculator to learn more about the loan offer, and plan your repayments.;.

Loan Against Property Eligibility in Lucknow

Meet the eligibility criteria associated with a loan against property without fail and get quick approval.

For salaried applicants

  • Should be a residing Indian citizen
  • Age must be between 25 and 60 years*
  • Must be employed at an MNC/public/private firm with at least 3 years of work experience

For self-employed applicants

  • Must be a residing Indian citizen
  • Age should be between 28 and 70 years*
  • Must have a steady income from the current business, which should have a minimum vintage of 5 years

Note: * Here, the upper age limit pertains to the time of loan maturity.

For more information, you can resort to a Loan Against Property Eligibility Calculator and check the highest loan amount you can avail.

Provide the following information to get accurate results.

  • Age
  • Borrower profile
  • City of residence
  • Property value
  • Monthly income

After knowing the highest loan quantum, you are eligible for, proceed to apply for a suitable amount.

How to Apply for Loan Against Property in Lucknow?

The application process of loan against property with Bajaj Housing Finance is simple. After checking the loan details, EMI amount and eligibility, you can follow the below-mentioned steps to complete this process:

  • Step 1: Go to the loan against property application form and provide details such as name, address, date of birth, and contact information.
  • Step 2: Provide the income details to find the most suitable loan offer.
  • Step 3: Proceed to submit this form.

Following successful completion of the loan against property application, representatives of Bajaj Housing Finance will contact you for further processing. Submit the required documents and coordinate during property verification for faster and hassle-free loan approval and disbursal.