Eastern India’s economic hub, Kolkata, is one of the most populous cities in the country. The city boasts of a thriving economy that has predominantly gained pace over the last couple of decades after a steep decline in the previous years.
Growing employment opportunities and a rich heritage have made Kolkata a pleasant destination for many to settle down. This, coupled with the city’s own sizeable population, have bolstered its real estate sector.
If you’re looking to buy a property instead of renting, a home loan in Kolkata is your best bet. Not only do you get access to the funds needed, you also enjoy home loan tax benefits. With Bajaj Housing Finance, you can avail of a sizeable loan amount at a competitive rate of interest with a range of other features. Read on to know more about our features and benefits.
Bajaj Housing Finance has simple eligibility criteria to ensure easy accessibility. Moreover, we request minimal documentation to make the process quick and hassle-free.
Bajaj Housing Finance Limited provides top up loan above the existing home loan amount on refinancing. This helps to account for any personal or business financing requirements without going through the hassle of additional documentation.
Those with an existing home loan can enjoy our features and benefits by transferring their home loan balance to us. Why switch? Not only can you reduce your interest outgo significantly with our lower interest rate, but you also get access to a sizeable top-up loan, should you request for it. Moreover, you’re assured of better borrowing terms overall.
Bajaj Housing Finance home loans come with a flexible tenor of up to 360 months, giving you the option to pick a loan amount and tenor your choice so as to repay comfortably.
Besides these, the home loan interest rate and additional charges levied by Bajaj Housing Finance Limited is quite nominal and transparent.
Individuals who avail of a floating home loan interest rate face no additional charges if they choose to repay the entire, or a part of, their home loan before the agreed to tenor.
Both salaried and self-employed applicants need to submit the below documents to initiate the verification process.
In addition, applicants need to submit a different set of documents as per their employment. Please refer to the table below for a detailed list.
To qualify for a housing loan, meet a few simple eligibility criteria. The common criteria for salaried and self-employed applicants are –
Note that you may need to meet additional criteria to qualify for a housing loan in Kolkata.
To apply for a home loan with Bajaj Housing Finance, you can either visit any of our branches or apply through our website. To apply online,
Step 1: Go to our application form
Step 2: Fill in your loan and employment types, followed by your personal, income/business, and property details
Step 3: Click on submit
Our representative will call and guide you on the next steps.
Home Loan Interest Rate
Home Loan Eligibility Criteria
Home Loan Eligibility Calculator
Home Loan EMI Calculator
Home Loan Balance Transfer
Pradhan Mantri Awas Yojana
CIBIL Score for Home Loan
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Last update on 11-Mar-2021
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