Home Loan in Surat of up to Rs.15 Crore* @7.25%* p.a.

Overview of a Housing Loan in Surat

Surat, a rapidly growing city in India, is a viable location for housing investment with its thriving diamond and textile industries, along with diverse employment opportunities. The city's strong infrastructure and strategic location along the western coast contribute to its appeal for real estate development. Surat's rich cultural heritage and modern amenities make it an attractive destination for families and professionals alike.

If you are looking to settle in Surat with a property of your own, you can consider the Bajaj Housing Finance Home Loan. We offer housing loan for a longer repayment Tenure at a competitive interest rate.

Features and Benefits of a Home Loan in Surat

The Bajaj Housing Finance Home Loan comes with a host of benefits.

Long Repayment Tenure

The repayment window goes up to 32 years, giving you the freedom to tailor your EMIs to your financial capacity.

Home Loan Balance Transfer

Existing Home Loan borrowers can reduce their EMIs with our quick and hassle-free Home Loan Balance Transfer facility. Refinance your existing home loan in Surat at a better rate of interest and avail of a Top-up Loan for additional expenses.

Zero Foreclosure Charges

Individuals with a floating-rate Home Loan can choose to prepay or foreclose without any additional charges. However, it should be noted that for fixed rate Home Loans, prepayment charges apply if payment is not made from 'Own Sources'.
Note: 'Own Sources' refers to any source other than borrowing from a bank/NBFC/HFC and/or a financial institution.

Top-up Loan

Obtain a sizeable Top-up Loan at an attractive interest rate when you transfer your Home Loan to us. Use the funds to cover any housing expense of your choice.

Digital Customer Portal

Access your Home Loan details from the comfort of your home itself, anytime. From paying outstanding EMIs to viewing your statements and repayment schedule, have 24x7 access to a suite of loan services.

Quick Loan Processing

Our minimal documentation requirement ensures quick and easy loan processing. Our representative will walk you through the process and also set up a doorstep document pick-up to make the application process hassle-free.

Easy Online Calculators

Check how much finance you can qualify for with our eligibility calculator and forecast your EMIs with our EMI calculator to plan for repayment. Use tools such as the Home Loan EMI Calculator and eligibility calculator  to make the most of your Home Loan in Surat.

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Calculate Home Loan EMI

Loan AmountRs.

Rs.4 LakhRs.15 Crore

TenureYears

5 Years32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

Total Interest

0.00%

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule

Repayment Schedule

Date

Interest Rate and Charges for Home Loans in Surat

Get a Home Loan in Surat from Bajaj Housing Finance at competitive interest rates starting from 7.25%* p.a. for salaried applicants. To know more about our interest rates in detail, click here.

Documents Required for a Home Loan in Surat

Our documentation requirements are basic and make it easy to apply for a Home Loan in Surat. You will have to submit a few documents*** pertaining to your identity, address, income, and property. For the complete list, click here.

Note that the list is indicative, and additional documents may be required.

Eligibility Criteria for a Home Loan in Surat

You can avail of a Home Loan in Surat with simple eligibility terms, which includes:

Eligibility Criteria	For Salaried	For Self-employed
Nationality	Indian (including NRIs)	Indian (residents only)
Age	23 to 67 years**	25 to 70 years**
Work Experience/Business Continuity	3 years or more of work experience	3 years or more of business vintage

**The maximum age is considered at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Steps to Apply for a Home Loan in Surat Online

You can visit our nearest branch to apply for a Home Loan offline. It’s recommended you use our eligibility calculator to verify if you meet the parameters and, accordingly, decide on the loan amount. You can then use the Home Loan EMI Calculator to plan set your EMI and select a Tenure . If you wish to apply for a Home Loan in Surat online, follow the steps given below:

Navigate to our Home Loan application form.
Select your occupation type and loan type.
Enter the required personal details.
Enter the PIN code and the required loan amount.
Click ‘Generate OTP’ and enter the received OTP in the respective field. After entering the OTP, click ‘Proceed'.
Populate all the financial details as requested and complete the form. (Note: The fields that you need to fill may vary basis your employment type.)
Click ‘Submit’ to submit the application form.

Once you submit the form, our representative will get in touch with you shortly and explain the next steps.

*Terms and conditions apply

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Calculate EMI

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FAQs: Home Loan in Surat

With us, you can apply for a Home Loan in Surat and expect the loan amount to be disbursed within 48 Hours* after document verification and approval.

Applying for a housing loan in Surat? You will typically need a few basic documents***, such as identity proof, income proof, address proof, PAN Card or Form 97 (mandatory), and property-related documents. For the complete list, click here.

***This is an indicative list, and additional documents may be required during loan processing.

If you are looking for a Home Loan in Surat, Bajaj Housing Finance offers a loan amount of up to Rs.15 Crore*, basis eligibility.

Here is the required age to avail of a Home Loan in Surat:

Salaried Applicants: Age should be between 23 and 67 years**
Self-Employed Applicants: Age should be between 25 and 70 years**

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

To estimate the housing loan amount you may be eligible for with a monthly income of Rs.50,000, you can our housing loan eligibility calculator.

We offer Home Loans in Surat with repayment tenure of up to 32 years.