Overview of a Home Loan in Ajmer
Ajmer is home to numerous pilgrimage sites and commercial hubs. Given the city’s cultural significance, improved connectivity will boost economic growth and attract more visitors to its historic sites.
Bajaj Housing Finance offers a sizeable Home Loan in Ajmer at a competitive interest rate, allowing you to finance your dream home comfortably and without financial strain.
Features and Benefits of a Home Loan in Ajmer
Attractive Interest Rates
We offer Home Loans at competitive interest rates starting as low as 8.25%* for salaried applicants, keeping the cost of borrowing manageable.
Flexible Repayment Terms
Bajaj Housing Finance offers a long repayment tenor of up to 32 years, ensuring easy and manageable repayment.
Home Loan Balance Transfer Options
If you have an existing Home Loan, you can opt for a Home Loan Balance Transfer with us and benefit from our competitive interest rates.
Quick Disbursal
With Bajaj Housing Finance, you can expect quick approvals and disbursal within 48 Hours*, after document verification.
External Benchmarks
Borrowers who have opted for a floating interest rate can link their interest rate to an external benchmark, such as the Repo Rate, and benefit from the favourable market conditions.
Zero-Part payment and Foreclosure Charges
Individuals with floating interest rate Home Loans face no additional fees or charges if they choose to repay a portion or the entire repayment amount before the end of the tenor.
Calculate Your Home Loan EMI
Repayment Schedule
List of Documents Required for a Home Loan in Ajmer
- Mandatory documents such as PAN Card or Form 60
- KYC Documents such as Aadhaar Card, Voter's ID, and Utility Bills
- Form 16 and/or latest salary slips (for salaried individuals)/ITR document and P&L statements (for self-employed individuals)
- Bank account statements of the previous 6 months
- Property-Related Documents
Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
Eligibility Criteria for a Housing Loan in Ajmer
To successfully establish your repayment capability, it is critical to verify your eligibility before applying for a Home Loan. Our eligibility criteria are easy to meet and hassle-free.
| Eligibility Considerations | For Salaried Applicants | For Self-Employed Applicants |
|---|---|---|
| Nationality | Indian (including NRI) | Indian (residents only) |
| Employment | Minimum 3 years of vintage in the current enterprise | Minimum 3 years of vintage in the current enterprise |
| Age | 23 to 67 years** | 23 to 70 years** |
| Residential Status | Must reside in one of the cities we operate in | Must reside in one of the cities we operate in |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Steps to Apply for a Home Loan Online in Ajmer
To apply for a Home Loan with us online, follow the steps given below:
- Visit our housing loan application form.
- Enter your personal and financial information.
- Select the loan type you wish to apply for.
- Enter the PIN code and the loan amount you require.
- Proceed to generate OTP.
- Enter the OTP.
- Provide the required financial and property-related details. These details may vary based on your employment type.
- Submit the application form.
Following your submission, our customer service representative will contact you to walk you through the next steps.
*Terms and conditions apply.
With Bajaj Housing Finance Home Loan, you can secure a substantial loan amount of Rs.5 Crore* or more, basis eligibility.
You, a salaried employee can apply for a housing loan in Ajmer. To apply online, access our application form and follow these steps:
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Select your loan type and employment category.
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Provide your personal information, including your name, mobile number, and employment type.
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Fill in all the required financial information as prompted. (Note: The fields here may differ depending on your employment type.)
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Click on ‘Submit’ to submit your application.
Once submitted, our representatives will contact you and walk you through further steps.
Based on your eligibility, Bajaj Housing Finance offers a Home Loan of Rs.5 Crore* or more. You can use our Home Loan Eligibility Calculator to find out the approximate loan amount you can qualify for.
Salaried applicants aged between 67 and 67 years** and self-employed applicants between 23 and 70 years** of age can apply for a Home Loan in Ajmer with Bajaj Housing Finance.
** The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.
You can use our housing loan eligibility calculator to find out the loan amount you can qualify for with a monthly salary of Rs.50,000.
With a Bajaj Housing Finance Home Loan, you can expect quick approval and disbursal within 48 Hours* post document verification.
