Overview of a Loan Against Property in Bhubaneswar
Bhubaneshwar, also known as the 'Temple City', is the capital of Odisha. The city is set to become a prominent centre for education and commerce, with numerous significant infrastructure developments underway, such as the upcoming metro project. With the increasing property prices, you can leverage your residential or commercial property to secure funds to expand your business, renovate your home, or consolidate your debt.
Bajaj Housing Finance offers property loans at competitive interest rates along with flexible repayment tenure.
Features and Benefits of a Loan Against Property in Bhubaneswar

High-Value Loan Amount
Looking for a big-ticket loan? We offer property loans of Rs.5 Crore* or more, basis eligibility. The loan amount you can be eligible for depends on factors such as your income, age, and the value of the mortgaged property, among others.

Easy Eligibility Criteria
Our Loan Against Property eligibility criteria are easy to meet, enabling you to finance your needs quickly.

Minimal Documentation Requirements
With our easy and minimal documentation requirement, availing of a Loan Against Property in Bhubaneshwar is simple, easy, and quick.

Competitive Interest Rates
With us, salaried and professional applicants can avail of a property loan at interest rates starting as low as 9.40%* p.a., ensuring manageable EMIs.

Quick Approval and Disbursal
We process your loan quickly and disburse funds within 72 hours* of document verification and approval.

Flexible Loan Tenure
You can benefit from our flexible loan repayment tenure stretching up to a period of 17 years. This ensures that you are able to repay the loan comfortably based on your financial standing.

Flexi-Loan Option
Bajaj Housing Finance allows you to borrow funds multiple times from a pre-sanctioned amount and pay interest only on the borrowed amount. This helps you save on the interest payments.

Easy Balance Transfer
Transfer your Home Loan balance to Bajaj Housing Finance and avail of low-interest loans along with the added benefit of a Top-up Loan.
Calculate Your Loan Against Property EMI
Repayment Schedule
Eligibility Criteria for a Loan Against Property in Bhubaneswar
Self-Employed Applicants:
- The borrower must be a residing citizen of India.
- The age of the borrower should be between 23 and 70 years**.
- The borrower must be able to show at least 3 years of business continuity.
- A CIBIL score of 750 plus is preferred.
- The borrower must be the owner of the property to be mortgaged.
Salaried Applicants:
- The borrower must be a residing citizen of India.
- The age of the borrower should be between 23 and 60 years**.
- The borrower must have a minimum of 3 years of work experience in a reputed company.
- A CIBIL score of 750 plus is preferred.
- The borrowers must be the rightful owner of the property they wish to mortgage.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Loan Against Property in Bhubaneswar
Self-Employed Applicants:
- Mandatory documents such as PAN Card or Form 60
- Aadhaar Card or Voter’s ID Card
- Profit & Loss Statement
- Certificate of Income Tax Return
- Original property documents
Salaried Applicants:
- Mandatory documents such as PAN Card or Form 60
- Aadhaar Card or Voter’s ID Card
- Last 3 months’ salary slip
- Original property documents
Please note that this is not an exhaustive list. We may need more documents from you at the time of loan processing. Any such requirements will be communicated to you by our team.
Steps to Apply for a Loan Against Property in Bhubaneswar Online
To apply for a property loan with us, follow the steps given below:
- Access our Loan Against Property application form.
- Fill in your personal details.
- Select your employment type and the loan type.
- If you are a salaried applicant, enter your net monthly income.
- Enter the PIN code and the required loan amount.
- Generate OTP and enter it.
- Proceed to fill in your financial details.
- Click on 'Submit' to submit the form.
One of our representatives will contact you within the next 24 hours* and explain the further steps.
You can also visit one of our branches to apply for a Loan Against Property in Bhubaneshwar. Our representatives will help you complete the process and resolve any queries or doubts you may have regarding the application process.
*Terms and conditions apply.
You can avail of a Loan Against Property in Bhubaneshwar with Bajaj Housing Finance online by visiting our Loan Against Property application form or visit our nearest branch.
You can avail of a Loan Against Property in Bhubaneshwar and expect the disbursal within 72 hours* following document verification.
Here is the list of documents required to apply for a Loan Against Property in Bhubaneshwar:
For Salaried Applicants
- Aadhaar Card or Voter ID
- PAN Card or Form 60 (mandatory)
- Proof of address
- Salary slips for the last 3 months
- Income Tax Return (ITR) documents
- Bank statements for the last 3 months
- Property documents for the mortgage
For Self-Employed Applicants
- Aadhaar Card, Voter ID, PAN Card, or Form 60 (mandatory)
- Proof of address
- Bank statements for the last 6 months
- Proof of business vintage
- Property documents for the mortgage
Note that this list is indicative.
You need to meet the following eligibility criteria to apply for a Loan Against Property in Bhubaneshwar:
For Salaried Applicants
- Must be an Indian resident aged between 23 and 60 years**
- Should be employed with an MNC, public sector, or private company with a minimum work experience of 3 years
- The mortgaged property should be located in one of the cities where we operate
For Self-Employed Applicants
- Must be an Indian resident aged between 23 and 70 years**
- Should have a steady income from an established business with a minimum vintage of 3 years
- The mortgaged property should be located in one of the cities where we operate
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.