Home Loan of up to Rs.4 Crore

Home Loan of up to Rs.4 Crore: Eligibility Criteria

Our Home Loan eligibility criteria are easy to meet and have been designed to encourage hassle-free borrowing. Have a look our Home Loan eligibility criteria for salaried and self-employed professionals.

Home Loan Eligibility Criteria for Salaried Professionals 

Here are our eligibility criteria for salaried individuals:

• The applicant can be a resident citizen of India or an NRI.
• They should be between 23 and 75 years** of age.
• The applicant should be able to show work experience of at least 3 years.

Home Loan Eligibility Criteria for Self-Employed Individuals 

Here are our eligibility criteria for self-employed professionals:

• The applicant should be an Indian resident.
• They must be between 25 and 70 years** of age.
• The applicant should be able to show at least 5 years of business vintage. 

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.4 Crore: Documents Required

Bajaj Housing Finance makes the Home Loan process easy with minimal document*** requirements.

Please keep the following documents ready with you to experience quick approval and disbursal:

• Mandatory documents, such as a PAN Card or Form 60, are required at the time of loan processing.
• Under the address and identity proof documents category, you can submit your Aadhaar Card, Voter's ID, or select Utility Bills.
• Under the income-related documents category, you will be required to submit the last 3 months' salary slips, the ITR of the last 2 months, the last 6 months' bank statements, and P&L statements (for self-employed applicants).
• Please also keep all property-related documents ready with you, such as Title Deed, NOC, Registration Receipt, Sale Seed, Tax Receipts, approved project plan, etc.

Please note that this list is only indicative. We may ask you for additional documents at the time of loan processing. These requirements, if any, will be communicated to you by our team.