Rs.25 Lakh Home Loan: Details
A Home Loan can be an ideal credit solution for your homebuying expenses. Bajaj Housing Finance offers housing loans at competitive interest rates. Additionally, you can also benefit from a longer repayment tenor, allowing you to make the repayment comfortably.
Features and Benefits of a Home Loan Worth Rs.25 Lakh
Easy Balance Transfer
If you are looking to upgrade your current Home Loan terms, look no further than Bajaj Housing Finance. Transfer your Home Loan balance to us and save by getting a competitive interest rate.
Attractive Refinancing Options
Looking for additional financing to furnish your new house, or another expense that is in the pipeline? Avail of a Top-up Loan, basis your eligibility and use the funds to cover other housing expenses.
Flexible Repayment Tenor
You can benefit from our long repayment tenor and repay your loan amount, comfortably at your own pace.
Hassle-Free Documentation
You can take a Housing Loan through a hassle-free method. Bajaj Housing Finance requests minimal documentation, which you can choose to submit through our doorstep pick-up service.
Calculate Your Home Loan EMI
Repayment Schedule
Eligibility Criteria for a Home Loan Worth Rs.25 Lakh
For the Bajaj Housing Finance Home Loan, you don’t have to worry about filling out long forms for your eligibility. Our eligibility parameters are simple and easy to meet.
| Eligibility Parameters | For Salaried Individuals | For Self-Employed Individuals |
|---|---|---|
| Nationality | Indian (including NRIs) | Indian (resident only) |
| Employment | Minimum 3 years of work experience with a reputed employer | Minimum 3 years of vintage in current enterprise |
| Age | 21 to 75 years** | 23 to 70 years** |
| Place of Residence | Should reside in any of the cities we operate in | Should reside in any of the cities we operate in |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Interest Rate on a Home Loan Worth Rs.25 Lakh
Our Home Loans are sanctioned at attractive Home Loan interest rates, ensuring that you get the best deal as per your eligibility.
EMIs for a Home Loan of Rs.25 Lakh Over Various Tenor
If you intend to avail of a Rs.25 Lakh Home Loan but are unsure of the monthly payments, the EMI calculator for a Home Loan can help you know the EMIs and payable interest in advance. The tool's ease of use and prompt calculations make it ideal. EMI calculations based on various repayment tenors are shown in the table below:
Rs.25 Lakh Home Loan EMI for 32 years
| Loan amount | Tenor | Interest | EMI |
|---|---|---|---|
| Rs.25 Lakh | 32 years | 8.50%* | Rs.18,970 |
Rs.25 Lakh Home Loan EMI for 20 years
| Loan amount | Tenor | Interest | EMI |
|---|---|---|---|
| Rs.25 Lakh | 20 years | 8.50%* | Rs.21,695 |
Rs.25 Lakh Home Loan EMI for 10 years
| Loan amount | Tenor | Interest | EMI |
|---|---|---|---|
| Rs.25 Lakh | 10 years | 8.50%* | Rs.30,996 |
*The values in the preceding tables are subject to change.
*Terms and conditions apply.
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