Home Loan Statement

As a Home Loan borrower, it is your responsibility to ensure that your loan repayment schedule stays on track. An effective way to monitor this is by tracking your loan proceedings diligently to ensure that payments get reflected on time and that your EMI payments are based on the last revised amount.

Your Home Loan statement is a tool you can rely on for all key information related to your Home Loan. The statement contains every detail about your Housing Loan, right from the opening amount to the record of every EMI payment. This statement is especially useful at the time of filing Income Tax returns, as you can use it to substantiate the claims you make on your ongoing Home Loan.

Your Home Loan statement documents the following details for your perusal: 

• The total Home Loan amount 
• The start date of your Home Loan repayment schedule
• The rate of interest applicable on your Home Loan 
• The total amount repaid to date 
• The total Home Loan outstanding balance 
• The last EMI amount paid 

Having your housing loan statement helps you plan for your EMIs well in advance, as it tells you when the next instalment is due, and what the adjusted EMI amount is. Methodical planning will help you avoid missing out on payments, or mismanagement of your personal finances.

Also read: About NOC for Home Loan

The Bajaj Housing Finance Home Loan can be managed entirely online, even after you receive the loan amount. Borrowers can access their Home Loan statement from their desktop or mobile phone and save themselves a trip to the branch. Here is how you can check and download your Home Loan statement:

1. Visit the Bajaj Housing Finance website.

2. Click on the 'Login’ button on the top-right corner of the screen, select ‘Customer’ and click on ‘Login’.

3. Enter your registered mobile number or email ID.

4. You can login using the OTP received on your registered mobile number or email ID.

5. Alternatively, you can login by entering your Customer ID (CIF) and password.

6. Select ‘Confirm’ after entering the login details.

7. Access the details you need after successfully logging in.

8. You have the option to view or download the statement.

Borrowers can also navigate to their Housing Loan statement through the ‘Help and Support’ option on the customer portal.

*Terms and conditions apply.