Overview of a Home Loan in Dehradun
Dehradun, nestled in the foothills of the Himalayas and offering a serene yet vibrant lifestyle, is an ideal location for real estate investment. The city is renowned for its esteemed academic institutions and is a popular tourist destination, contributing to a thriving real estate market.
Whether you are planning to buy property for investment purposes or seeking a home for personal use, having the right financial assistance can help turn your dream into reality. To help you achieve this, Bajaj Housing Finance offers Home Loans in Dehradun at competitive interest rates with a flexible repayment tenure, ensuring a smooth and hassle-free homeownership journey.
Features and Benefits of a Home Loan in Dehradun
Easy Balance Transfer Facility
Transfer your Home Loan to us and enjoy interest rates as low as 8.10%* p.a. for salaried borrowers. Opting for our Home Loan Balance Transfer facility can help reduce your total cost of borrowing.
Top-up Loan
When you opt for a Home Loan Balance Transfer, you get an option to avail of a Top-up Loan, that can help you address other housing expenses.
Flexible Tenor
Choose to pay your Home Loan over a period extending up to 32 years. A long repayment tenor can help in keeping your EMI payments feasible and stress-free.
Minimal Documentation
Our Home Loan Eligibility requirements are easy to meet, and our documentation requirements are minimal, which ensures a quick and hassle-free loan application and approval process.
Documents Required for a Home Loan in Dehradun
These are the documents you will need to submit if you are planning to apply for a Home Loan from Bajaj Housing Finance:
- Mandatory documents such as PAN Card or Form 60
- KYC documents such as Aadhaar Card, Voter ID, Passport, etc.
- Passport-size photographs
- Form 16/latest salary slips in the case of salaried individuals
- ITR Document/P&L statement in the case of self-employed individuals
- Document for proof of business, with a minimum of 3 years’ vintage (for businessmen/self-employed individuals only)
Please note that this is only an indicative list. During the time of loan processing, additional documents may be required. These requirements will be communicated to you.
Eligibility Criteria for a Home Loan in Dehradun
To apply for a Home Loan in Dehradun, you need to meet the following eligibility criteria:
For Salaried Individuals:
- Must be an Indian citizen (including NRIs)
- Age should range between 23 and 67 years**
- Should be employed with a minimum of 3 years of work experience
For Self-Employed Individuals:
- Must be an Indian citizen (resident only)
- Age should range between 23 and 70 years**
- Should have at least 3 years of vintage in the current business.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Steps to Apply for a Home Loan in Dehradun Online
Follow these steps to apply for a Home Loan:
- Visit our website and open our online application form.
- Provide your personal and income details, as requested.
- Select the type of loan you wish to avail.
- If you have selected the property you wish to buy, enter the property details.
- Submit the application form.
Once you submit the form, our customer service team will connect with you and explain to you the other steps of the process.
*Terms and conditions apply.
If you are looking to apply for a housing loan in Dehradun with us, you can expect the funds to be disbursed within 48 Hours* once your documents are verified.
The documents*** required to apply for a Home Loan in Dehradun are:
- Mandatory documents, such as PAN Card or Form 60
- KYC documents such as Aadhaar Card, Voter ID, Passport, etc.
- Passport-size photographs
- Form 16/latest salary slips in the case of salaried individuals
- ITR Document/P&L statement in the case of self-employed individuals
- Document for proof of business, with a minimum of 3 years’ vintage (for businessmen/self-employed individuals only)
***This list is indicative.
Bajaj Housing Finance offers Home Loans in Dehradun of Rs.5 Crore* or higher, subject to eligibility.
The age range for salaried and self-employed applicants to apply for a Home Loan in Dehradun is as given below:
- Salaried Applicants: Age between 23 and 67 years**
- Self-Employed Applicants: Age between 23 and 70 years**
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
To know the loan amount you can avail of with a Home Loan in Dehradun with a salary of Rs.60,000, you can use our housing loan eligibility.
Our flexible repayment tenor of up to 32 years ensures easy and manageable loan repayment.
