Home Loan for Doctors: Overview
Bajaj Housing Finance offers Home Loans for doctors, starting as low as 8.30%* p.a. With this credit solution, professionals not only enjoy the features that come with our best Home Loan but also benefit from tailored offerings. Apply today and pay EMIs starting from Rs.755/Lakh*.
What’s more, you can repay the loan amount comfortably by choosing a tenor of up to 30 years. Apply now and get your loan amount disbursed in as little as 48 Hours* from approval.
Home Loan for Doctors: Fees and Charges
Both salaried and self-employed professionals, including doctors, can avail of interest rates starting from just Rs.755/Lakh* p.a.
Other Fees and Charges
| Type of Fee | Charges Applicable |
|---|---|
| Processing Fee | Up to 7% of the loan amount |
| Loan Statement Charges | NIL |
| Interest and Principal Statement Charges | NIL |
| EMI Bounce Charges | Up to Rs. 3,000 |
| Penal Interest | Up to 2% |
| Secure Fee | Up to Rs.4,000 (one-time) |
Home Loan for Doctors: Prepayment and Foreclosure Charges
| Borrower Type: Individual | Term Loan | Flexi Loan |
|---|---|---|
| Time Period (months) | >1 | >1 |
| Foreclosure Charges | Nil | Nil |
| Part Payment Charges | Nil | Nil |
| Borrower Type: Non-Individual | Term Loan | Flexi Loan |
|---|---|---|
| Time Period (months) | >1 | >1 |
| Foreclosure Charges | 4%* on the Principal Outstanding | 4%* on the Sanctioned Amount during the Flexi Interest Only Loan Repayment Tenor; and 4%* on the available Flexi Loan Limit during the Flexi Term Loan Tenor |
| Part-Payment Charges | 2%* on the Part-Payment Amount | NA |
