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Home Loan for Doctors: Overview

Bajaj Housing Finance offers Home Loans for doctors, starting as low as 8.30%* p.a. With this credit solution, professionals not only enjoy the features that come with our best Home Loan but also benefit from tailored offerings. Apply today and pay EMIs starting from Rs.755/Lakh*.

What’s more, you can repay the loan amount comfortably by choosing a tenor of up to 30 years. Apply now and get your loan amount disbursed in as little as 48 Hours* from approval.

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Home Loan for Doctors: Fees and Charges

Both salaried and self-employed professionals, including doctors, can avail of interest rates starting from just Rs.755/Lakh* p.a.

Other Fees and Charges
Type of Fee Charges Applicable
Processing Fee Up to 7% of the loan amount
Loan Statement Charges NIL
Interest and Principal Statement Charges NIL
EMI Bounce Charges Up to Rs. 3,000
Penal Interest Up to 2%
Secure Fee Up to Rs.4,000 (one-time)

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Home Loan for Doctors: Prepayment and Foreclosure Charges

Borrower Type: Individual Term Loan Flexi Loan
Time Period (months) >1 >1
Foreclosure Charges Nil Nil
Part Payment Charges Nil Nil

Borrower Type: Non-Individual Term Loan Flexi Loan
Time Period (months) >1 >1
Foreclosure Charges 4%* on the Principal Outstanding 4%* on the Sanctioned Amount during the Flexi Interest Only Loan Repayment Tenor; and 4%* on the available Flexi Loan Limit during the Flexi Term Loan Tenor
Part-Payment Charges 2%* on the Part-Payment Amount NA

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Rs. 1,999

Rs. 5,999

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