HOME LOANWhat are the current Home Loan interest rates (Sep 2022)?
Bajaj Housing Finance offers attractive Home Loan interest rates starting at 7.70%* for salaried and professional individuals. Borrowers also have the advantage of availing of a sizeable sanction with minimal documentation and quick processing and approval.
01 Sep 2022 2 Min Read
HOME LOANWhat are the criteria to be eligible for a Home Loan?
Potential borrowers must meet certain Home Loan eligibility criteria before applying for a Home Loan to experience hassle-free loan processing. The criteria include parameters related to age, income, employment status, bureau score, and property value.
14 Apr 2022 2 Min Read
HOME LOAN BALANCE TRANSFERWhat is a Top-up Loan on a Home Loan Balance Transfer?
A Top-up Loan is a handy refinancing option for borrowers who already have an existing Home Loan and would now like to seek additional funding along with better lending terms on their ongoing Home Loan.
01 Jun 2022 3 Min Read
LOAN AGAINST PROPERTYHow can a Loan Against Property help with debt consolidation?
Keeping up with multiple EMI payments is cumbersome and can cost you more than you may realise. Seeking a Loan Against Property with the intent to consolidate all your ongoing debt obligations is a cost-sensitive approach to servicing your debts.
10 Mar 2022 2 Min Read
FAQs See all
A Home Loan is a secured loan under which you borrow a sum to purchase or renovate a residential or commercial property. You borrow the amount at a predetermined interest rate for a given period of time and repay the sum with interest through EMIs.
You can apply for a Home Loan with Bajaj Housing Finance online or offline. To apply online, fill out our online application form and our representative will walk you through the documentation and verification process. If you prefer to apply offline, you can visit any of our branches PAN India.
In an industry-first move among HFCs, Bajaj Housing Finance offers you the option to link your Home Loan interest rate to an external benchmark, the RBI repo rate, for more transparency in the rate setting mechanism.