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HOME LOAN
EMI starting from Rs.671/Lakh*
-
From 7.25%*
per annum -
Loan Amount of up to Rs.15 Crore*
-
Tenure of up to
32 years
Our offerings
Sambhav Home Loan
Affordable Home Loans for informal and underserved segments
Minimum income required to apply starts as low as Rs.10,000*
Long repayment tenure of up to 25 years
Home Loan Balance Transfer
Reduce your interest rate to 7.30%* p.a.
Avail of a Top-up worth Rs.1 Crore* or higher
Approved Projects
Choose from 9,800+ approved projects
Attractive borrowing terms
Quick processing
Check CIBIL Score for Free
Know your credit health
Instant access with just a few basic details
Loan Against Property
Money in bank in 72 hours*
Ideal for business expenses
Sizeable loan amount
Minimal documentation
Home Loan for Professionals
Tailored offers for CAs & Doctors
Starting 7.30%* p.a.
Online Home Loan
EMI starting at Rs.671/Lakh*
Instant approval
In-principle sanction letter in 10 min*
Valid up to 30 days
PMAY-U 2.0
Benefit under the PMAY-U 2.0 Interest Subsidy Scheme (ISS) on Sambhav Home Loan, if eligible
Interest subsidy of up to Rs.1.80 Lakh under ISS
Home Loan
Starting 7.25%* p.a.
Loan amount of up to Rs.15 Crore*
Disbursal in 48 Hours*
FAQs See all
A Home Loan is a secured loan under which you borrow a sum to purchase or renovate a property. You borrow the amount at a predetermined interest rate for a given period of time and repay the sum with interest through EMIs.
You can apply for a Home Loan with Bajaj Housing Finance online or offline. To apply online, fill out our online application form and our representative will walk you through the documentation and verification process. If you prefer to apply offline, you can visit any of our branches PAN India.
About Bajaj Housing Finance Limited
Classified as an ‘Upper-Layer NBFC’ by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market, catering to more than 180 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.
